The historic city of Cincinnati is the third-largest urban area in Ohio, with a population of over 300,000 citizens of which 12.2% are over 65. Its continental climate is typical of the Midwest. The city experiences striking seasonality, ranging from hot, balmy summers to cold, snowy winters with temperatures as low as 0 degrees Fahrenheit. Cincinnati has a strong Germanic heritage and is home to stunning historical architecture and cultural institutions such as the Cincinnati Art Museum. It is famously known for its love of baseball, with the Great American Ballpark drawing thousands of sports fans a year. Additionally, Cincinnati boasts a flourishing food and drink scene. Findlay Market, Ohio’s oldest continuously running market, is a favorite for delicious local produce and exciting cultural events.
If you’re ready to move out of a fully independent living situation, but don’t need the extensive medical support of a nursing home, assisted living may be the right choice for you. The average monthly cost of assisted living in Cincinnati is $5,148, which is approximately $500 to $600 more expensive than the Ohio and U.S. averages.
In this guide we’ll compare the prices to those of other Ohio cities, look into various ways of financing long-term care and examine some of the area’s free and low-cost programs for seniors.
communities in Cincinnati, OH | 20 nearby communities
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Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Cincinnati
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Ohio. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Cincinnati
Seniors in Cincinnati pay $5,148 per month for assisted living.
The Cost of Assisted Living in Cincinnati
In Cincinnati, assisted living facilities charge an estimated $5,148 per month. This puts it $513 above the Ohio statewide average of $4,635 and $648 above than the nationwide average of $4,500.
The United States
No Ohio city reports average costs higher than those of Cincinnati. Cleveland, at $4,940 per month, and Canton, at $4,905 per month, are both within $250 of Cincinnati’s average. Prices fall a bit in the city of Dayton, where seniors pay an average of $4,635 per month. Toledo charges a monthly average of $4,219, which is nearly $1,000 cheaper than Cincinnati. And residents of Columbus pay $4,085 per month, putting it $1,063 below costs in Cincinnati.
How to Get Financial Assistance for Assisted Living in Cincinnati
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Life Insurance Policy
Long-Term Care Insurance
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Ohio.
The Ohio Department of Aging is an administrative department that provides resources for senior citizens in Ohio and primary caregivers. It offers extensive information about financial assistance and also issues the popular Golden Buckeye Card. All seniors over the age of 60 automatically qualify for membership and can take advantage of discounts from a number of participating merchants.
The Council on Aging of Southwestern Ohio is a nonprofit organization that represents the interests of senior citizens in Cincinnati and the surrounding area. It operates the Aging and Disability Resource Center, a service that connects seniors and caregivers with local assisted living providers. The organization conducts pre-admission reviews for all seniors who wish to reside at a Medicaid-certified nursing home. A transitional care program is available for individuals returning to their community from an assisted living facility.
The Ohio Assisted Living Association is an advocacy and lobbying group that was formed to promote the quality of assisted living in the state of Ohio. It regularly communicates with policymakers to influence legislation in the interests of both individuals and service providers. Furthermore, the group offers a wealth of online resources for seniors, including a community directory, Medicaid waiver assistance and advice for military veterans.
The Ohio Department of Veterans Services is an administrative department that directs military veterans towards a number of benefits and financial assistance programs. It offers help with the Veterans Administration Benefit, a monthly payment that any veteran who has served for longer than 90 days can use to offset assisted living costs. Spouses are also eligible for this program.
The TriHealth Population Health Organization is a medical network linking some of Cincinnati’s leading health care providers and physicians, including the Bethesda North Hospital and the Good Samaritan Hospital. The organization’s TriHealth Navigator Service helps seniors and caregivers find health care practitioners for their needs within and outside the TriHealth network.
Cincinnati Area Senior Services is a community outreach program that provides senior citizens with various essential services, such as personal finance management, food delivery and transportation to medical appointments. In addition, the organization has a community center that regularly hosts meals, events and recreational activities.
ProSeniors is a legal aid service designed specifically for senior citizens living in the state of Ohio. The organization runs a legal helpline that offers free telephone consultation with an attorney. Furthermore, it provides an ombudsmen service to handle any complaints regarding treatment in long-term care facilities.
Cincinnati Assisted Living Laws and Regulations
Assisted Living Facilities in the Cincinnati area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.