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55+ Communities

55 Community Lifestyles

55+ Communities, which sometimes may be called age qualified communities, active adult housing, age-restricted communities or age-segregated communities, are communities with an age restriction for residence. The real estate in these communities ranges from apartment complexes or condos, to single-family homes in a gated community. 55+ communities typically have community amenities for active seniors such as clubhouses, fitness centers, tennis courts, pools and spas, game rooms, golf course access, cooking classes, and other community amenities

Over 55 Community Services and Amenities

55 community homes are often designed for the needs of aging residents. Both the home and the community are designed with accessibility and safety in mind. Homes in over 55 living communities tend to be smaller, single-level detached houses or multifamily houses with one or two bedrooms and one or two bathrooms. Homes also often have safe accessible bathroom features, and other floor plan features that are more accessible so that seniors can age safely in place.

55 plus retirement communities tend to be in neighborhoods close to shopping centers, restaurants, churches and libraries, as well as recreation areas, and offer safety features such as community gates and security patrol.

One of the many benefits of living in active senior living communities is the low maintenance lifestyle. Homeowners associations are often charged with the responsibility of maintenance of community amenities and landscaping. Community associations also may offer or cover community activities, home insurance, transportation services, some utilities and cable, and other services to community members.

55 Plus Community Restrictions and Requirements

Residency restrictions tend to require at least one spouse to be at or over 55 years old, although each community has different requirements for residency. Although 55+ communities are considered a retirement community, these communities for active seniors often have many non-retired residents

Homeowner associations typically have covenants of which residents must abide by which maintain the home values and ensure a safe and friendly community for all residents. Additionally, there are often lifestyle rules which prevent residents from allowing children and others under 55 from becoming permanent residents.

Costs of 55 Communities

Homes in 55 communities are typically bought, not rented, although there are many communities nationwide who offer the option of renting, rather than just buying. In addition to the cost of the home, many communities have monthly or yearly resident fees, which pay for services provided by the community.

Personal Care and Healthcare in Over 55 Communities

Healthcare service provided by Over 55 Communities range from communities with limited support, to communities with on-site healthcare services. In addition to these services, seniors may choose to receive services from in-home senior care providers who bring senior health care services and support services to the senior’s residence.

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