Assisted Living in Miami, Florida
Miami is one of America’s fastest-growing cities, having increased its population by over 17% in the last decade, according to U.S. Census Bureau statistics. Over 16% of that populace consists of adults 65 years and older, which makes for an excellent infrastructure for seniors’ needs. Its warm climate, spectacular beaches, and vibrant, diverse culture help Miami maintain its legacy as one of the most famous retirement destinations in America. A lack of income, inheritance and estate taxes also contribute to making Miami a supremely attractive destination for retirees.
Actual prices of assisted living care in Miami depend on the specific location, amenities and services of the facility in question, but the average monthly cost is extremely affordable at $3,250 per month. There are at least 20 assisted living facilities (ALFs) in Miami-Dade County.
Paying for Assisted Living in Miami, Florida
The Cost of Assisted Living in Miami
According to the Genworth Cost of Care Survey, the average monthly expense of assisted living in Miami is $3,250, around 20% cheaper than the national average of $4,051 per month. This remarkably low rate is better than the overall state average of $3,500 per month, and matches the state average of neighboring Alabama. Even Georgia’s state average is higher, at $3,350 per month.
Miami’s average monthly cost of care for assisted living matches those of several other major urban centers in Florida, such as Tampa, St. Petersburg and Hialeah. Other major urban centers tend to be more expensive: Cape Coral’s average monthly cost is just under the national average at $4,000, while other centers significantly exceed that mark. Jacksonville’s monthly average rate for assisted living is $4,263, Orlando’s is $4,274, and Tallahassee’s is $4,775. Even Port St. Lucie is more expensive at a mere $3,500 per month.
Miami Assisted Living Financial Assistance
There are two major sources of financial assistance for assisted living in Miami. The first is the Optional State Supplementation (OSS), which provides nominal monthly state payments to cover room and board for people in a licensed assisted living facility (ALF) or an adult family care home. The PACE program, whose service center in Miami is Miami Jewish Health Systems, covers more substantial payments for long-term care at home or in a facility.
Learn more about these programs and their eligibility requirements at our Assisted Living in Florida page.
Miami Assisted Living Resources
|Alliance for Aging, Inc.||(305) 670-6500||This branch of the Florida Area Agency on Aging operates Aging and Disability Resources Centers that provide information on long-term care, along with access to other services for Florida seniors. The Department of Elder Affairs maintains a comprehensive and current directory of these ADRCs.|
|Department of Elder Affairs||(850) 414-2000||The state’s Department of Elder Affairs provides a convenient portal for accessing information about financial assistance services, housing solutions and a wide range of other state-provided resources for seniors. This includes information about the rules and licensing regulations that govern Assisted Living Facilities (ALFs).|
|Miami Vet Center||(305) 718-3712||The Miami Vet Center is the city’s local Veteran’s Affairs outlet, tasked to provide Veterans with guidance and counsel in accessing their benefits. They provide individual and group counseling for vets and their families, to keep seniors and other vets informed about the types of care and support available to them, and to assist with referrals, establishing eligibility and drafting applications.|
|Elderly Care Planning||(786) 469-4600||The Miami-Dade County Community Action and Human Services Department runs this initiative for county residents aged 60 and over. It helps seniors and their families make informed choices in building a care plan. Through assessments, counseling and care plan development, Elderly Care Planning helps seniors get the level of care they need without running the risk of needless institutionalization.|
|Retired and Senior Volunteer Program||(786) 469-4851||Miami-Dade County residents 55 and older can enlist in the Retired and Senior Volunteer Program (RSVP) to enrich their own lives and others. Connecting seniors with volunteer opportunities that match their skills and interests, RSVP currently makes it possible for over 1,000 seniors to connect and work with 79 different volunteer agencies. Participation includes insurance coverage and reimbursement for transportation.|
|Mayor’s Initiative on Aging||(305) 375-5648||This directory of resources, activities and program information was compiled at the direction of the Miami Mayor’s office, along with a commitment to carry out extensive surveys of adults 50 and over to discuss aging needs. It includes information on statewide programs, assisted living and granting opportunities.|
|Specialized Senior Centers||(305) 579-5588||A trio of Specialized Senior Centers in Miami offers a range of services for residents aged 60 and over. They include screenings and assessments, case management, legal aid, personal care and social services.|
Miami Assisted Living Laws and Regulations
Assisted Living Facilities (ALFs) are licensed and inspected by the Agency for Health Care Administration’s Assisted Living Unit. In general, ALFs help eligible elders and disabled adults with personal and supportive services, assistance with or administering medication, and supervision where needed. Specialty licenses can provide more extensive nursing services and limited mental health care.