Assisted Living in Germantown, Maryland
Germantown is a small city in Maryland that lies within the greater Washington DC area. It has a population of just over 90,000, with 8.8% over the age of 65, which is significantly below the national average of 16.5%. It enjoys pleasant, temperate weather, with enjoyable summers and comfortable winters. Being so close to Washington, its residents can enjoy many of the museums and entertainment locations in that city. For those who wish to remain closer to home, however, they can check out the many delicacies of the Lancaster County Dutch market, so named for its Amish theme, or visit the McKee-Beshers Wildlife Management Area.
The average cost of assisted living in Germantown is $5,000 a month. This can be more or less expensive depending upon the location chosen and the services offered.
Paying for Assisted Living in Germantown, Maryland
The Cost of Assisted Living in Germantown
Germantown’s average monthly assisted living costs of $5,000 is the same as the statewide average of $5,000, according to the Genworth 2020 Cost of Care Survey. Assisted living costs about $700 more a month in Germantown when compared to the national average of $4,300 a month.
Costs for assisted living in Maryland are high when comparing neighboring states. Virginia is at $4,850, while Pennsylvania is more than $1,000 a month cheaper at $3,995. West Virginia is exactly $1,000 a month cheaper at $4,000. Only Delaware is more expensive at $6,690 a month.
In Maryland, the cost of assisted living in Germantown is toward the middle of the pack. Hagerstown is cheaper at $4,500 a month, while Baltimore is also $5,000. Costs go up towards the southern end of Maryland, with Salisbury being $5,500 and the California area having the highest cost at $6,200.
Note: Data for Germantown was unavailable, so data for the nearest city, Washington, D.C., was used instead.
Germantown Assisted Living Financial Assistance
The state of Maryland offers the Community Options Waiver (COW) for seniors. It covers seniors who reside in assisted living facilities, who receive medical daycare or personal assistance, and it helps with the cost of delivery of meals for seniors who are still living at home. It covers many of the costs of the Activities of Daily Living (ADL), like personal grooming, dressing, bathing or transportation.
Learn more about COW, the eligibility requirements and the application process on our Assisted Living in California page.
Germantown Assisted Living Resources
|Montgomery County Senior Centers ||(240) 777-6840||Montgomery County is home to seven full-time senior citizen centers. The centers provide a variety of services such as educational opportunities, fitness for elders including team sports, regular drop-in programs and weekday no-cost meals. There is no cost to visit the senior centers but there may be a fee for some programs or seminars.|
|Maryland Department of Veterans Affairs||(410) 260-3838||The goal of the Department of Veterans Affairs is to help veterans and/or their families obtain all the benefits to which they are entitled, whether they be local, state or federal. The department also helps veterans who wish to live in an assisted living facility or need memory care to apply to reside in the Charlotte Hall Veterans Home, which is in St. Mary’s County and offers 168 assisted living beds along with a full-time supervised section for those who need memory care.|
|Montgomery County Senior Site/Area Agency on Aging||(240) 777-3000||Each of Maryland’s 23 counties, including Montgomery County, and the city of Baltimore has a designated Area Agency on Aging (AAA). In Montgomery County, it is the county’s Department of Health and Human Services. The local AAA provides a variety of resources and assistance for seniors in Montgomery County including transportation for medical appointments, free delivered hot meals, assistance on Medicare applications, visits to seniors who live by themselves and other activities.|
|The Maryland Department of Aging||(410) 767-1100||The goals of the department include helping seniors and those with disabilities and their families make informed choices about their living situations, whether they decide to reside in an assisted living facility or remain at home. The department also helps regulate these facilities and makes available financial assistance for low-income needy seniors. The AAA also assists seniors with important tasks like applying for federal Medicare or Medicaid or other public benefits.|
|Maryland Long-Term Care Ombudsman Program ||(410) 767-1100||This program works with volunteer and professional ombudsmen around the state (including in Montgomery County) of Maryland to ensure that the residents of assisted living facilities, nursing homes or foster adult and care homes meet state and national standards. This includes making unannounced and frequent visits to these facilities to ensure they meet these standards. All the ombudsman programs and services are confidential and free.|
Germantown Assisted Living Laws and Regulations
All assisted living facilities in Germantown are licensed in one of three categories by the Maryland Department of Health and Mental Hygiene, and must follow all its rules and regulations. Visit our Assisted Living in Maryland page to learn more about these laws and regulations.