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Silver Spring, a suburb of Washington D.C., has a temperate climate, lots of urban amenities and four, full seasons. Moderate snowfall in the winter sometimes allows for a white Christmas, while warm and sunny summers let seniors get outside and explore. With a population of 71,452, as of the 2010 census, Silver Spring is one of the larger and more affluent suburbs close to the District. It is also home to the National Museum of Health and Medicine, for seniors interested in educational experiences, and the Sligo Creek Trail for those who enjoy a more active lifestyle.
The average monthly cost of assisted living in Silver Spring is $5,100, according to the 2019 Genworth Cost of Care Survey, although actual prices vary depending on the location, amenities and services offered.
Note: Cost data wasn’t available for Silver Spring, so data from the nearest city, Washington, D.C., was used.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
Compared to the Maryland average of $4,300, assisted living in Silver Spring is fairly expensive and seniors can expect to pay an average of $800 more per month. The national average is even lower than the state average, at $4,051. When comparing neighboring states, only Delaware is more expensive, but the difference is dramatic at $6,035. Other nearby states fall closer to the national average, such as Pennsylvania, at $3,913, and West Virginia, at $3,750.
A senior’s city of residence can drastically impact assisted living costs, and cities in Maryland’s western panhandle are typically on the low end of the price scale. For example, assisted living in Cumberland averages $1,350 per month less than in Silver Spring. The trade-off is less access to urban amenities and long, snowy and cold winters. Hagerstown seniors can expect to save $1,050 per month compared to Silver Spring, while Baltimore residents save $825 per month. Cities near the Virginia border in the southern part of the state have higher prices. California averages $6,263, while Salisbury is slightly more expensive than Sliver Spring. at $5,250.
Medical Assistance, the Maryland Medicaid program, offers a variety of options for seniors who may need help paying for support services that delay nursing home placement. The Home and Community Based Options Waiver is one program that specifically covers assisted living. The HCBO Waiver helps cover the cost of personal care services provided in a community setting, including assistance getting dressed, bathing, getting out of bed and other activities of daily living.
For more information about the Home and Community Based Options Waiver and what the program covers, along with eligibility requirements and application information, visit our Assisted Living in Maryland page.
| Contact | Description | |
| Commission on Aging | (240) 777-1120 | The Montgomery County Commission on Aging provides advocacy and information about available local programs that assist seniors. It provides an important voice on policy decisions that may affect the aged and participates in county-wide planning efforts. |
| Silver Spring Vet Center | (301) 589-1073 | The Silver Spring Vet Center works with veterans, their spouses and dependents to determine program eligibility and coordinate care. Those eligible for benefits may receive financial assistance for the costs associated with assisted living. This is one of the few programs that may offer financial benefits that can be used to cover room and board. |
| Montgomery County Senior Site | (240) 777-3000 | The Senior Site operated by Montgomery County offers a convenient portal to many aging-related local services. As an informational resource, it includes links to Health and Human Services offices and programs such as transportation assistance and home health services, among others. |
| Connect-A-Ride | (301) 738-3252 | The CARs program works to connect seniors and the disabled with appropriate transportation options for getting to and from medical appointments, social engagements and errands. It offers assistance with applications for public programs, such as Call-n-Ride, and works with a fleet of volunteers to ensure seniors can get around as needed. |
| Aging and Disability Resource Unit | (240) 777-3000 | Operated by the Montgomery County Health and Human Services Department, this unit offers seniors a one-stop path to a variety of public assistance programs. Agents help seniors learn and enroll in programs for which they may qualify and can assist with everything from finding public housing to applying for Medicaid. |
Assisted living communities in Silver Spring must meet laws and regulations that dictate staffing levels, medication administration, safety features, care planning, amenities and other aspects of senior care. For more information about local laws and regulations, visit our Assisted Living in Maryland page.