Assisted Living in Stuart, Florida
The cozy city of Stuart is nestled on the banks of the St. Lucie River, between Palm Beach and Vero Beach, on Florida’s renowned Treasure Coast. One-quarter of Stuart’s population of just over 16,000 is aged 65 and older, and this charming, history-steeped city has lots to offer as a retirement destination. Seniors can enjoy water views in every direction, warm weather year-round, an affordable cost of living and a pedestrian-friendly downtown featuring an expansive riverfront promenade lined with shops and eateries. History buffs can visit the Road to Victory Military Museum and Stuart Heritage Museum, while those who favor arts and culture can attend the yearly Stuart Art Festival and the varied performances held at the Lyric Theater.
Stuart offers retirees a choice of 22 assisted living facilities, and this level of senior care costs an average of $3,500 per month in the area, according to Genworth Financial’s 2019 Cost of Care Survey. Costs can vary between facilities, based on location, amenities and services provided.
Note: Data wasn’t available for Stuart, so cost data for the nearest city, Port St. Lucie, was used instead.
Paying for Assisted Living in Stuart, Florida
The Cost of Assisted Living in Stuart
Seniors in Stuart pay a moderate price of $3,500 per month for assisted living care, which is on par with the median rate in Florida but substantially lower than the national average of $4,051. Costs vary in other states in the region. The average rates are lower in Alabama and Georgia, at $3,250 and $3,335, respectively, and identical in South Carolina ($3,500). Seniors in Tennessee pay considerably more for assisted living, with an average rate of $3,900 per month.
Assisted living costs in Florida cities differ by over $2,500. Sebring is on the low end of the cost spectrum at $2,836, and The Villages is on top with an average cost of $5,375 for one month of care. In Miami, the average is $3,250, while in Sebastian, seniors pay slightly more at $3,375 per month. Assisted living costs an average of $3,498 in Lakeland and $3,800 per month in Palm Bay. Orlando has the second-highest rate for this area of Florida, with an average cost of $4,274 per month.
Assisted Living Financial Assistance
Senior residents of Stuart who need help covering the cost of assisted living may qualify for the Statewide Medicaid Managed Care Long-Term Care Program. This managed care program is available to individuals aged 65 and older who meet Florida Medicaid’s functional and financial requirements.
To learn more about the Statewide Medicaid Managed Care Long-Term Care Program, including the eligibility requirements, covered services and application process, visit our Assisted Living in Florida page.
Assisted Living Resources
|MARTY Access Bus Service||(772) 463-2860||Stuart seniors and disabled adults who cannot use the fixed-route bus service due to age or disability may qualify for rides through MARTY Access. This ADA-compliant, door-to-door, shared-ride service operated by Martin County Public Transit is offered on weekdays, from 6:00 a.m. to 8:00 p.m. Rides are available to and from destinations within 3/4 of a mile of scheduled fixed routes.|
|Martin County Veterans Services||(772) 288-5448||Experienced staff at the Martin County Veterans Services office in Stuart is available to help senior veterans obtain service-related state and federal benefits to which they are entitled. MCVS staff can determine a veteran’s eligibility for various benefits and help complete and file applications for disability compensation, VA pensions and the VA’s Aid and Attendance and Housebound Allowance pension supplement programs. MCVS also provides rides on weekdays for veterans who need transportation to the VA Medical Center in West Palm Beach.|
|Florida Department of Elder Affairs SHINE Program||(800) 963-5337||The Florida DOEA trains volunteer SHINE counselors to provide free health insurance advice to Medicare-eligible seniors and their families. SHINE counselors can offer unbiased information about Medicare eligibility, coverage and enrollment, and point Stuart seniors toward programs that can help defray their out-of-pocket medical costs. Assistance is available by phone, or at two counseling sites in Stuart.|
|Florida Long-Term Care Ombudsman Program||(561) 837-5038||The Florida Long-Term Care Ombudsman Program office in West Palm Beach trains volunteers who work to ensure that residents of local long-term care facilities enjoy a high quality of life. These volunteers make regular assessment visits to Stuart assisted living facilities and talk to seniors about their rights as residents. Local ombudsmen can also investigate complaints and advocate for residents to resolve issues related to their care and living conditions.|
|Aging and Disability Resource Center||(772) 467-0008||Seniors in Stuart and throughout Martin County can contact the Aging and Disability Resource Center for help accessing aging-related resources aimed at improving their quality of life. Operated by the Area Agency on Aging – Palm Beach/Treasure Coast, the ADRC has experienced staff on hand who can provide seniors with personalized Medicare and long-term care options counseling, as well as referrals for nutrition education, healthy living and other beneficial programs.|
|Florida Rural Legal Services||(772) 466-4766||Florida Rural Legal Services offers legal assistance to Stuart seniors who cannot afford to hire a lawyer. This nonprofit firm can help seniors resolve civil legal problems related to long-term care, consumer law, public benefits, individual rights, and abuse and neglect. Assistance is also available with writing advance directives and wills.|
Assisted Living Laws and Regulations
Stuart assisted living facilities are licensed by the Florida Bureau of Health Facility Regulation. The Bureau conducts regular inspections to ensure facilities adhere to state laws and regulations concerning all aspects of their operation. Visit our Assisted Living in Florida page to learn more about these regulations.