Located just north of Dallas in north-central Texas, the city of Plano is home to more than 285,000 residents, of whom 13.2% are seniors aged 65 and older. With its lively culture, warm, sunny climate and low crime rates, Plano is a great spot for elderly adults to enjoy an active retirement.
In their later years, seniors may struggle with managing household chores and daily tasks and may benefit from the supportive services they can receive at an assisted living community. These communities provide seniors with daily assistance and individualized care and often include meals, specialized health services and social programming. At an average cost of $4,195 per month, seniors can expect to pay around $300 less per month for assisted living care than they might in the average American city.
The following guide offers information about assisted living in Plano, such as the cost of this type of care and how it compares to what seniors pay in nearby cities. It also provides information about some options seniors have for financial assistance and a list of local programs supporting the needs of Plano’s aging population.
communities in Plano, TX | 20 nearby communities
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Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Plano
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Texas. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Plano
Seniors who live in the Plano area can expect to pay an average of $4,195 per month for care services in an assisted living facility.
The Cost of Assisted Living in Plano
Assisted living costs in Plano are a little higher than the statewide average of $3,998. However, Plano is an affordable option compared to the average U.S. city, which is around $300 more expensive.
The United States
Costs also vary between cities across Texas. For instance, the most affordable care costs can be found in Texarkana at $2,770 per month, followed by Waco at $2,800. Corpus Christi and El Paso are also good options for budget-conscious seniors, costing $3,388 and $3,750 per month, respectively. Like Plano, costs in Houston are comparable to the statewide median. Assisted living in Amarillo is about $600 higher than the statewide median. Rates are highest in the Austin area at $5,345 per month.
Note: Data for Plano was unavailable, so data for the nearest city, Dallas, was used instead.
How to Get Financial Assistance for Assisted Living in Plano
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Life Insurance Policy
Long-Term Care Insurance
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Texas.
To help seniors and their families navigate aging, The North Central Texas Area Agency serves as a comprehensive network of senior-focused local, regional and statewide resources. Its broad range of health and social services includes benefits counseling, care coordination, assistance with long-term care transitions, caregiver support and a long-term care ombudsman program. The organization also hosts health classes and educational programming.
The North Central Texas Aging and Disability Resource Center (NCTADRC) provides information and resources to help older adults navigate aging, and it serves the 14 counties of North-Central Texas. Seniors can contact the agency to be connected with organizations that can assist them with applying for Medicaid waiver programs, Medicare coverage, VA benefits, health programs and long-term care services. The NCTADRC also offers a Lifespan Respite program as a direct service, which provides family caregiver support.
Located in Plano, The Wellness Center for Older Adults provides a range of health, counseling and social services to meet the needs of seniors and caregivers in Collin County. Services include blood pressure and blood sugar screenings, personal grooming, individual and group counseling, health care benefits assistance and transportation. All services are free or offered at a low cost to cover the expense of medical supplies.
The Senior Source is an organization committed to supporting the financial and emotional well-being of seniors living in the greater Dallas area. It provides resources to help older adults manage their finances, maintain social connections and navigate long-term care. These include budgeting assistance, fraud and scam prevention, benefits counseling, caregiver support and volunteer opportunities. Information and assistance with long-term care are also available through the organization’s long-term care ombudsman program.
The Sam Johnson Recreation Center for Adults 50+ provides opportunities for Plano seniors to stay healthy, active and engaged in the community. The center offers a full schedule of classes, special events and day trips that seniors can sign up for and features a fully equipped fitness center. Plano residents can either purchase an annual membership for $15 or pay a small drop-in fee for individual visits.
Legal Aid of NorthWest Texas (LANWT) offers free legal advice and representation for low-income individuals. Seniors can benefit from many of the practice’s areas of expertise, including consumer fraud, guardianship application, long-term care concerns, health benefits claims, elder abuse and wills. Seniors can apply for assistance online, call the organization’s toll-free intake and advice hotline or visit one of its 20 office locations.
Collin County Veteran Services provides supportive services for seniors and their dependents, including counseling, health care services and assistance with applying for VA benefits such as disability compensation, pension and Aid and Attendance payments. Veterans also have access to a 24/7 crisis line that they can call for free and confidential support.
Plano Assisted Living Laws and Regulations
Assisted Living Facilities in the Plano area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.