Assisted living is one senior living option open to older adults in Indianapolis. It provides assistance with daily tasks such as personal care, transport and housekeeping. It also has social programming that can help you stay active and healthy. Assisted living may be a good choice if you can no longer live independently but don’t need the high level of medical care provided in a nursing home. Assisted living costs in Indianapolis average $4,478 per month, which is close to the national average of $4,500.
This guide has information about assisted living in Indianapolis, including average monthly costs and local resources that can help seniors as they age.
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Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Indianapolis
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Indiana. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Indianapolis
The Genworth 2021 Cost of Care Survey shows that the average cost of assisted living in Indianapolis is $4,478; however, exact costs vary based on the location, amenities and services provided.
The Cost of Assisted Living in Indianapolis
Assisted living costs in Indianapolis are $195 higher than the Indiana average of $4,283. However, prices are still lower than the national average of $4,500.
The United States
Assisted living costs in Indiana range from $3,250 in Kokomo to $5,255 in Lafayette. The state’s biggest cities tend to have affordable assisted living, with seniors in South Bend paying $3,308, and those in Fort Wayne paying $3,485. Prices are slightly higher in Muncie at $3,695 per month. Bloomington’s costs are equal to the state average of $4,283, and in Evansville, seniors pay $4,389, or $89 less than those in Indianapolis. In Terre Haute, prices are higher than in Indianapolis; seniors there pay $4,948 per month.
How to Get Financial Assistance for Assisted Living in Indianapolis
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Life Insurance Policy
Long-Term Care Insurance
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Indiana.
CICOA Aging and In-Home Solutions is the Area Agency on Aging for eight counties in Central Indiana, including Marion County. It provides a range of services that can help you stay independent, including group meals and senior transportation. In addition, CICOA provides information to older adults and caregivers about resources and assistance available in local communities.
Seniors who served in the military can access assistance through the Indianapolis Vet Center. Officers can help you apply for financial benefits such as the Aid and Attendance benefit. The Vet Center also provides counseling for veterans and their families and can refer you to other VA services.
Catholic Charities Indianapolis has volunteer opportunities for seniors through AmeriCorps. In particular, it runs a Senior Companion Program that connects volunteers aged 55 and over with older adults to provide friendship through home visits.
The Senior Law Project provides legal representation, consultation and advice to people aged 60 and over in a number of counties, including Marion County. Lawyers offer specialized advice in estate planning, public benefits, housing and family law. The project also acts as the Long-Term Care Ombudsman in the area, advocating for residents of assisted living and nursing home communities.
The INDATA Project is a federally funded project that increases access to assistive technology. If you have visual, hearing, mobility or other needs, you can get demonstrations of devices that may assist in daily living. The project also has a library, so you can borrow devices for 30 days to see if they help. There’s an equipment exchange for pre-loved devices, and the project can help people purchase devices through low-interest loans.
Oasis is a nonprofit educational organization that aims to promote healthy aging. Oasis has volunteer opportunities for seniors that allow you to work with children on their reading skills. You can also join in on exercise and wellness classes, such as falls prevention and yoga.
Indianapolis Assisted Living Laws and Regulations
Assisted Living Facilities in the Indianapolis area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.