Assisted Living in Carmel, Indiana
Carmel, Indiana is a small city located north of Indianapolis. It has a population of 101,068 based on 2019 U.S. Census estimates, and 12.8% of those residents are aged 65 or over. The city is known for its rich architecture and thriving art and design district. It is home to some stunning parks and gardens, including the Kawachinagano Japanese Garden, which was made in honor of Carmel’s sister city relationship with Kawachinagano, Japan. Carmel sees warm and humid summers, and cold, windy winters. Seniors will find many indoor and outdoor entertainment options, as there are 28 malls and 16 movie theaters in or close to the city along with many golf courses and walking trails.
The average monthly fee for assisted living services in Indianapolis, the closest city to Carmel for which there is cost of living data, is $4,100. Fees in Carmel may vary based on the size of the facility and the amenities offered.
Paying for Assisted Living in Carmel, Indiana
The Cost of Assisted Living in Carmel
With an average monthly fee of $4,100, the cost of living in the Carmel area is the same as the average for the state as a whole. Fees are slightly higher to the east, in Ohio, where the monthly average is $4,339. The median cost of assisted living in Kentucky is comparatively lower, at $3,497 per month. Costs in Illinois are similar to those in Carmel, at $4,170 per month. Meanwhile, in Michigan, the average monthly fee is $4,000. The national average is $4,051.
Across the state of Indiana, average assisted living costs vary a lot. To the north in Michigan City fees are higher than average at $4,515 per month. In Fort Wayne, the median fee is far lower, at $3,663 a month. Costs in Kokomo and Lafayette are an average of $4,500 per month, while at the far south of the state in Evansville the average monthly fee for assisted living is just $3,817. Close to the Illinois border in Terre Haute, the average monthly fees are $3,300.
Carmel Assisted Living Financial Assistance
Indiana offers a state-funded program for seniors who require help with the costs of assisted living in the form of the Aged and Disabled Waiver, which is a Home and Community-Based Medicaid waiver suited to seniors who would otherwise require nursing home placement.
Learn more about the Aged and Disabled Waiver by visiting our Assisted Living in Indiana page.
Carmel Assisted Living Resources
|Shepherd’s Center of Hamilton County||(317) 674-8777||This center supports older adults and helps them maintain active and independent lifestyles. It offers guardianship programs, exercise sessions and social events, outreach and education services.|
|Indianapolis Vet Center||(317) 988-1604||Military veterans and their loved ones can visit their nearest vet center for advice and information about state and federal programs open to veterans. Staff can advise veterans on VA Aid and Attendance benefits, health programs, pensions and other support available in the state. Advisors can also offer eligibility assessments and signposting to other local agencies.|
|Senior Citizens Organization, Inc.||(317) 773-6904||The center runs life-enrichment activities, congregate nutrition, group exercise classes and other services for seniors. The organization also helps seniors access information, support and services by providing referrals to the relevant local agencies. There is a nominal annual fee for membership of the organization.|
|Indiana Area Agencies on Aging||(317) 205-9201||The state Area Agencies on Aging help seniors access support and services that match their needs. It serves as a single point of contact for seniors who require assistance to access long-term care services, monitors provisions in the local area, drives innovation, and promotes continuous service improvement in the state.|
|Legal Services Organization of Indiana, Inc||(317) 631-9410||This nonprofit law firm offers pro-bono legal services and advice on consumer law issues, elder law, family law, housing and public benefits. Low-income seniors can contact their nearest office to request a consultation.|
Carmel Assisted Living Laws and Regulations
Assisted living facilities in Carmel are required to follow state laws and regulations relating to staff training and background checks, accommodations, medication administration, health and safety and other issues. For more information about these laws and regulations, visit our Assisted Living in Indiana page.