Toledo is a large city of over 270,000 residents and a senior community that accounts for about 14% of the population. The city provides a welcoming environment for retirement living with events and festivals throughout the year, several large shopping malls and local and chain restaurants. Its cost of living is nearly 30% lower than the national median, and state income tax laws are retiree-friendly, making it a sensible option for those with tight budgets.
Toledo seniors who need help with daily living activities may obtain the level of care they need in assisted living. This type of care includes housing, meals and personal care, along with convenient services such as daily meals and regular housekeeping. According to the 2021 Genworth Cost of Care Survey, facilities in Toledo charge $4,219 per month for services. This is several hundred dollars cheaper than the state median, indicating that Toledo is among the more cost-effective places in Ohio to access care.
In this guide, we provide more information on assisted living rates in Toledo, including how care costs compare to fees in other surveyed cities. The guide can also help you identify options for paying for services, connect with free resources in the community and understand the rules assisted living facilities in Toledo follow.
communities in Toledo, OH | 10 nearby communities
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1. Traditions at West Park Place
3501 Executive Parkway, Toledo, OH, 43606
Assisted Living, Assistive Living, Respite Care-Short Term Stay, Supportive living
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Toledo
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Ohio. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Toledo
Seniors in Toledo pay approximately $4,219 per month for assisted living, though fees may be higher or lower depending on a facility’s location and features.
The Cost of Assisted Living in Toledo
In Toledo, assisted living facilities charge $4,219 per month for services, making the city a cost-effective option for seniors. By comparison, in Ohio as a whole, seniors pay $4,635 for assisted living, and nationally, rates average $4,500.
The United States
Assisted living facilities in Toledo charge $4,219 per month for services, making this city one of the cheaper surveyed places in Ohio to obtain care. In Columbus, which has the lowest rates, fees are a little less at $4,085, and in Dayton, care costs are slightly higher than in Toledo at $4,250. In Cincinnati, seniors pay $4,666 for monthly care, and in Mansfield, rates average $4,798. In Canton and Akron, rates are the highest surveyed in Ohio at $4,905 and $4,993, respectively.
How to Get Financial Assistance for Assisted Living in Toledo
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Life Insurance Policy
Long-Term Care Insurance
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Ohio.
Senior Centers, Inc., is a local nonprofit organization that administers a range of free and low-cost services to help older adults maintain their independence and health. It hosts educational speakers and entertainment programs, as well as a daily walking program, virtual field trips, games and age-friendly fitness classes. The center publishes a monthly calendar and newsletter to help members stay up-to-date on programs and activities. It’s open on weekdays from 9 a.m. to 4 p.m., and congregate lunches are available Monday-Thursday from 11:30-12:30.
Eleanor Kahle Senior Center is open to those aged 50 and over in the Toledo region. This nonprofit senior center has free membership and hosts activities, classes, a book club and the Kahle Center Railroad club, which meets twice weekly. Congregate meals are served daily for a suggested donation of $2.50.
The Area Office on Aging of Northwestern Ohio serves Toledo residents aged 60 and over. Its website has a Transportation Search tool that helps older residents find affordable local transportation services to supplement the scheduled services they receive in assisted living, and the agency operates congregate dining sites throughout the region. It also has benefits counselors who can screen individuals for eligibility for the Assisted Living Waiver Program, which can reduce out-of-pocket residential care expenses.
The county’s Veterans Service Commission has information specialists who help older veterans and their qualifying family members navigate the federal VA system and apply for benefits that may help cover long-term care. It also provides emergency financial relief, VA medical transportation services and estate arrangements.
OSHIIP is a statewide program staffed with trained volunteers who provide free in-person and over-the-phone Medicare options counseling. You can call the program’s helpline to talk to an advisor about Original Medicare coverage, prescription drug coverage and Medicare Advantage and Medigap options. The agency can also help older adults research long-term care insurance and connect with financial assistance programs that help cover long-term care and living expenses.
RSVP is a nationwide volunteer agency that provides volunteer opportunities for those aged 55 and over. Volunteer activities vary throughout the year and may include providing Medicare benefits assistance, supporting child literacy, participating in the Friendly Caller Program and becoming a Health and Wellness Workshop Assistant. Those who volunteer may access benefits such as mileage reimbursement, supplemental insurance and recognition at community events.
Toledo Legal Aid Society is a nonprofit organization that provides free civil legal advice and assistance to qualifying city residents. Through this organization, you can get help with age-related issues such as creating wills along with accessing public benefits such as Supplemental Security Income and Medicaid.
Toledo Assisted Living Laws and Regulations
Assisted Living Facilities in the Toledo area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.