Assisted Living in South Bend, Indiana
South Bend is a midsize city located in northern Indiana on the southernmost fringes of the St. Joseph River. This community of 102,000 includes 12,750 senior citizens who benefit from a convenient location just 35 miles from Lake Michigan and less than 100 miles from Chicago. The city is known for its industrial heritage established by noteworthy brands, including Studebaker, Honeywell and Humvee-maker AM General.
Today, South Bend is one of the state’s most livable cities, and it’s earned national recognition for its low cost of living, affordable real estate and diversity. Seniors enjoy an abundance of music festivals and cultural events. The city is home to the longstanding Potawatomi Zoo and several riverfront parks that are ideal for summer sunset strolls. Additionally, older adults can choose from 16 assisted living communities that charge an average of $4,273 per month.
Paying for Assisted Living in South Bend, Indiana
The Cost of Assisted Living in South Bend
Seniors in South Bend typically pay $4,273 per month for assisted living, according to Genworth Financial’s 2019 Cost of Care Survey. South Bend is more expensive than the nation as a whole and most cities in the Midwest. Average rates are slightly lower in Illinois and Michigan and moderately lower in Kentucky. Regional cost differences range from $273 to $776 per month. On the other hand, monthly assisted living costs are higher in Ohio by a margin of just $66.
Assisted living facilities in South Bend are more expensive when compared to most parts of the Hoosier State although they’re similar to other regional centers in northern Indiana, such as Michigan City and Elkhart. Monthly rates are $170 lower in Indianapolis and $1,303 lower in Bloomington, although smaller cost differences are more common. In Evansville, seniors pay $456 less per month, followed by $610 in Fort Wayne and $973 in Terre Haute.
Assisted Living Financial Assistance
Seniors in South Bend who meet financial eligibility criteria and require a nursing home level of care may qualify for the state’s Aged and Disabled Medicaid Waiver. This program helps with the cost of assisted living, personal care, transportation and similar services provided in a residential setting. To learn more about the A&D Waiver, see our page on Assisted Living in Indiana.
Assisted Living Resources
|REAL Services||(574) 284-2644||REAL Services functions as a single point of contact for South Bend residents in need of services provided by the Area Agency on Aging or Aging and Disability Resource Center. Seniors, caregivers and disabled adults can reach the region’s long-term care ombudsman through this agency. Staff members can also connect residents with delivered meals, door-to-door transportation and community-based assistance.|
|Howard Park Community Center||(574) 299-4765||This multipurpose community center is home to the city’s ice skating rink, and it organizes a variety of activities for seniors aged 55 and older. Popular events include card games, bingo, crafts, bus trips and holiday parties. The center also offers educational seminars featuring guest speakers. Activities are scheduled throughout the week, excluding Thursdays.|
|AARP Michiana||(574) 288-2879||The Greater St. Joseph Valley Chapter of AARP hosts a number of free local events and maintains an online database of senior resources related to housing, insurance, adult learning, energy efficiency and crime prevention. Regularly scheduled programs include defensive driving courses and tax preparation workshops.|
|Indiana Legal Services||(844) 243-8570||Indiana Legal Services is a nonprofit law firm dedicated to serving low-income residents in South Bend and the surrounding communities. Its practice areas include housing, health care, employment, government benefits and consumer products. Qualifying seniors can access additional services through the organization’s Senior Law Project and Legal Assistance for Victimized Adults Project.|
|St. Joseph County Veterans Service Office||(574) 235-9978||This office connects veterans and military families with local, state and federal benefits provided by the U.S. Department of Veterans Affairs, the Indiana Department of Veterans Affairs and St. Joseph County. Free assistance is available to service members, survivors and dependents who would like to access medical, financial or educational benefits.|
|Social Security Administration||(877) 274-5415||Retirees, working adults and disabled individuals can access information about financial benefits through the U.S. Social Security Administration field office on South Michigan Street. Programs overseen by this agency include retirement benefits, Social Security Disability and Supplemental Security Income, which can help with the cost of assisted living and long term-care. The agency also oversees Medicare enrollment.|
Assisted Living Laws and Regulations
Assisted living facilities in South Bend are overseen by the Indiana State Department of Health, Residential Care Facility Licensing Program. This agency regulates all aspects of care, ranging from accommodations to administration. For more details on these requirements, see our page on Assisted Living in Indiana.