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Saint Charles is a suburb of St. Louis, located on the Missouri River. It has a population of over 70,000 inhabitants with seniors of 65 years and older constituting 16.4% of that number. Summers are hot and humid, winters are very cold and the city experiences partly cloudy weather year-round.
Saint Charles is situated at the eastern end of the 225-mile Katy Trail, a scenic state park ideal for seniors who enjoy walking or biking along the country’s longest rail-trail, which skirts the Missouri River for most of its length. Saint Charles’ riverfront and main street features restored buildings, restaurants and boutiques and is the hub of the city where many annual festivals and community gatherings are held. Seniors that are dog owners will also appreciate the Parks and Recreation’s off-leash dog park that can be found at the northern end of the city.
The average monthly cost of assisted living in Saint Charles is $3,750, although actual prices vary depending on the location, amenities and services offered.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
Saint Charles’ assisted living cost of $3,750 is $750 higher than the state’s cost of $3,000 per month. It’s more than $500 lower than the national cost of $4,300 and more than $1,300 lower than the Kansas median — the highest assisted living cost in the region. Saint Charles and Oklahoma share the same monthly median of $3,750. Nebraska, to the north-west and Iowa to the north are in the middle of the pack at $4,188 and $4,073, respectively.
The costs of assisted living in Missouri’s larger cities vary widely. Joplin has the lowest cost in the state at $2,500, while Kansas City has the highest at $4,460. St Charles is in the middle, close to St. Joseph. Jefferson City and Springfield are somewhat cheaper for the state at $3,150 and $3,100, respectively.
Note: Data for Saint Charles was unavailable, so data for the nearest city, St. Louis, was used instead.
The Missouri state Medicaid plan, MO Healthnet, covers the cost of nursing home care for residents of 65 years and older with certain conditions. Applicants must meet the financial requirements and must require nursing home care which includes 24-hour nursing care, therapy, nutrition management and activities. The state also has a Supplemental Nursing Care program that assists with the expenses of living in an assisted living facility. Missouri’s Pharmacy Assistance program additionally provides up to 50% of payments on prescription medications for those who are eligible for Medicaid and Medicare.
Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.
| Contact | Description | |
| Aging Ahead | (636) 949-0658 | Aging Ahead offers services and programs to help seniors of 60 years and older live with dignity and improve their quality of living. The Saint Charles Senior Center programs and activities include healthy living programs, socialization and benefits assistance. The city government also represents the senior community through the Senior Citizens Advisory Commission and a Long-Term Care Ombudsman. |
| Missouri Department of Health and Senior Services | (800) 309-3282(800) 235-5503 | Missouri Department of Health and Senior Services offers an ombudsman program that assists nursing home residents with any difficulties they encounter. It also has a toll-free Missouri Seniors Legal Helpline that assists older adults in obtaining assistance with legal matters. |
| Adult Abuse and Neglect Hotline | (800) 392-0210 | The Adult Abuse and Neglect Hotline protects the rights of seniors of 60 years and older by investigating reports of abuse, neglect, exploitation and bullying of victims who reside in long-term care facilities, as well as in the community. The hotline can be reached 365 days a year from 7 a.m. to 12 a.m. |
| Lutheran Senior Services | (636) 939-5223 | Lutheran Senior Services offers wellness resources and social opportunities to adults of 62 years and older with limited means. It also offers housing options to older adults that are economically challenged and a free call-in resource for seniors, staffed by eldercare specialists that assist with a number of issues including care and housing options, counseling, social engagement and benefits assistance. |
| U.S. Department of Veteran’s Affairs | (800) 827-1000(877) 222-8387 | The U.S. Department of Veteran’s Affairs provides assisted living facilities through its Geriatrics and Extended Care program and offers veterans a room or apartment with a caregiver available around-the-clock. The VA does not cover rental costs but pays for extra services required in an assisted living facility. |
Saint Charles assisted living communities must comply with state laws and regulations concerning health and safety, medication administration and accommodations as governed by the Missouri Department of Health and Senior Services. Visit our Assisted Living in Missouri page to learn more about these laws and regulations.
