Assisted Living in Saginaw, Michigan
Saginaw is located in Michigan’s Great Lakes Bay Region, approximately 100 miles outside of Detroit. The small city of just 48,115 people is known for its low cost of living, as well as the abundance of nearby recreational activities. Seniors, who make up about one-eighth of the population, can explore the city’s many parks, including Ringwood Forest and the William H. Haithco Recreation Area. The city’s 10,000-acre Shiawassee National Wildlife Refuge, which is designated a United States Important Bird Area, is home to Prothonotary Warblers, Great Egrets and other species that will delight birdwatchers.
To support the city’s senior population, there are 12 assisted living facilities in Saginaw. Care in these facilities costs an average of $4,200 per month, though pricing may vary based on factors such as the amenities or services offered.
Paying for Assisted Living in Saginaw, Michigan
The Cost of Assisted Living in Saginaw
Michigan’s assisted living costs are slightly lower than the national average, according to Genworth’s 2019 Cost of Care Survey. Nationwide, assisted living care costs $4,051 monthly, but in Michigan, seniors can expect to pay $4,000. Michigan’s assisted living costs are also lower than those in nearby Wisconsin ($4,350), Illinois ($4,170), Indiana ($4,100) and Ohio ($4,339).
At $4,200 per month, Saginaw’s assisted living prices are $200 higher than the Michigan average. However, average costs are higher in many other cities throughout the state. Seniors pay the highest prices in Monroe at $5,300 per month, while Ann Arbor’s costs aren’t far behind at $5,049. Detroit ($4,625), Flint ($4,375) and Grand Rapids ($4,240) also have higher average prices than Saginaw. Jackson’s prices are the state’s lowest at $3,000 per month.
Saginaw Assisted Living Financial Assistance
Saginaw seniors who need help covering assisted living costs may be eligible for the MI Choice waiver program. This Medicaid waiver is available to nursing home-eligible seniors who meet certain asset and income requirements. Eligible seniors can choose to receive waiver services in assisted living communities. These services include personal care, nursing care and transportation.
For more details about the MI Choice program, including what it covers and how to apply, see our Assisted Living in Michigan page.
Saginaw Assisted Living Resources
|Region VII Area Agency on Aging||(800) 858-1637||The Region VII AAA represents seniors in several counties in the Great Lakes Bay Region. Saginaw County seniors can call the AAA’s helpline to learn about the programs and services they may be eligible to receive, including the MI Choice waiver. The agency also offers health and wellness services. Its community health workers are available to help seniors understand their chronic conditions, and through the Rx Reconciliation program, seniors can speak with a pharmacist about their medications.|
|Saginaw County Commission on Aging||(989) 797-6880||The Saginaw County Commission on Aging offers many programs for older adults. It operates several senior centers throughout the county. These centers offer a wide variety of senior programming, including exercise classes, blood pressure screenings and daily lunches. The department also operates the Foster Grandparent program, which gives seniors the opportunity to share their wisdom with children. Through another county program, eligible seniors can receive a free mobile phone for emergencies.|
|Saginaw County Community Action Center||(989) 753-7741||This community action agency offers many services for seniors in Saginaw County. Through its Minority Senior Outreach and Advocacy program, it helps seniors access local services, as well as programs such as Medicaid and Medicare. Low-income seniors can join the agency’s Keep it Moving fitness group to enjoy light exercise in an indoor environment. Another program, called Old Dogs Learning New Tricks, helps seniors learn how to use cell phones, tablets and computers.|
|Legal Services of Eastern Michigan – Saginaw Office||(800) 322-4512||This law firm provides free civil legal assistance to low-income people in eastern Michigan, as well as seniors of all income levels. It can help seniors with a wide variety of civil legal cases, including issues with Medicare, Social Security and VA benefits. To ensure seniors can access its services, it provides special accommodations when necessary, including home visits.|
|The Saginaw Valley State University Osher Lifelong Learning Institute ||(989) 964-4475||The SVSU-OLLI program provides affordable educational opportunities for seniors, including classes about technology, current events, foreign languages, philosophy and many other topics. Seniors can also sign up for one-day field trips to museums, art centers and other local destinations. A yearly membership costs $60 and entitles seniors to a 50% discount on classes and trips.|
|Saginaw Transit Authority Regional Services (STARS)||(989) 907-4000||STARS operates a fixed-route bus service in the Saginaw metropolitan area, and riders over 60 pay half-priced fares. A paratransit service, STARS Lift, is available for seniors who can’t ride the fixed-route buses. The STARS Lift provides complimentary curb-to-curb rides, and when requested, drivers can provide assistance beyond the curb. Reservations are required and can be made up to 14 days in advance. |
Saginaw Assisted Living Laws and Regulations
Assisted living facilities are licensed as homes for the aged by the Michigan Department of Licensing and Regulatory Affairs. Saginaw’s licensed facilities must follow the state’s laws around staffing, nutrition, personal care, accessibility and health and safety.
For more details, visit our Assisted Living in Michigan page.