Panama City Beach is located along the Gulf Coast in the northwest cover of the state of Florida. The city offers mild winters, hot summers and miles of beaches for seniors who enjoy the water. The city is home to the M.B. Miller County Pier, which provides a beautiful place to enjoy the outdoors and a walk, and there is Pier Park, a spacious outdoor shopping mall that features some of the most popular brands, restaurants and cafes.
Seniors who are mostly independent but need a little support can explore many assisted living options in the Panama City region. Assisted living facilities are located in residential areas and offer seniors individualized care services, cooked meals daily, and activities to support social, physical, and mental well-being. The Genworth 2021 Cost of Care Survey shows seniors pay $5,081 monthly for assisted living in Panama City. This rate is higher than the state and national average costs.
Browse our guide below to find out more about the cost of assisted living facilities in Panama City.
communities in Panama City, FL | 1 nearby communities
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Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Panama City
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Florida. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Panama City
Seniors in Panama City pay $5,081 per month for assisted living.
The Cost of Assisted Living in Panama City
Assisted living facilities in Panama City are approximately $5,081. This figure is more than $1,000 above the state average of $4,000. Similarly, the city charges for assisted living are close to $600 more than the national median cost of $4,500.
The United States
While the assisted living costs in Panama City are high at $5,081, many other cities in Florida have lower rates. Jacksonville charges $4,660 for its community services, over $400 less costly than Panama City. Likewise, Tallahassee is $430 lower than Panama City. Also, the average cost in Miami is $4,385, saving you $696 monthly. Cape Coral is almost $750 cheaper and assisted living in the Orlando Area will save you over $1,000 every month. Likewise, costs in Port St. Lucie are $1,318 lower and seniors will save $1,730 in the Tampa Area.
Cape Coral Area
Port St. Lucie
How to Get Financial Assistance for Assisted Living in Panama City
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Life Insurance Policy
Long-Term Care Insurance
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Florida.
The Bay County Council on Aging is a private nonprofit that provides services for seniors and disabled individuals throughout the area. The goal of the council is to help seniors maintain their independence, health and quality of life. They offer transportation to and from medical appointments and scheduled outings and can provide information on senior nutrition.
The Panama City Beach Senior Center is a hub of activity all year. It hosts live entertainment, birthday parties, dances, arts and crafts classes, computer classes, card games and fitness. The group also plans regular outings to local points of interest and provides hot meals during the day.
The Bay County Vet Center connects former military and their families with available benefits and provides information on the many available programs. The center offers medical care and assistance transitioning from a life in the military to civilian life. It can also assist in securing home loans and point vets toward volunteer opportunities and education.
The long-term care ombudsman advocates for seniors who live in long-term care facilities. The group investigates and helps solve complaints against elder abuse and provides written information on seniors’ rights while in long-term care. They also make regular drop-ins to facilities to ensure all laws and regulations are being upheld.
The Florida Elder Helpline helps seniors locate available programs and services throughout the state. The helpline offers information on legal assistance and can provide information concerning Medicare and other insurance programs.
Panama City Assisted Living Laws and Regulations
Assisted Living Facilities in the Panama City area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.