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Owings Mills is a small suburb of Baltimore that’s located 12 miles northwest of the downtown area. The population has grown to over 35,000, as of the latest U.S. Census, including 4,031 residents aged 65 and over. Tax exemptions, and specifically the Maryland Pension Exclusion, help older residents offset some of the state’s relatively high rates. The Baltimore area has some of the best hospitals in the state and country, such as Johns Hopkins and the University of Maryland Medical Center, and Owings Mills is home to a significantly higher number of physicians per person compared to the U.S. average.
Seniors have access to two assisted living facilities within this suburb and another 20 in and around Baltimore. Assisted living care in Owings Mills costs an average of $5,000 per month, as reported in the Genworth 2020 Cost of Care Survey, which puts it directly in line with the state average.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
Maryland and Owings Mills share the same monthly average cost of $5,000 for assisted living, which is $700 higher than the U.S. average. Most neighboring states are more affordable. The cheapest nearby states for assisted living are Pennsylvania and West Virginia at $3,955 and $4,000, respectively. Costs in Virginia are slightly lower than in Maryland at $4,850 per month, and Delaware is by far the most expensive at $6,690.
The closest city included in the cost survey is Washington, DC, where seniors pay $1,000 more than those in Owings Mills for assisted living care. Within Maryland itself, cities in the south are also more expensive, including California and Salisbury at $6,200 and $5,500 per month, respectively. The far northwest of the state has the most affordable assisted living costs, with Hagerstown and Cumberland averaging $4,500 and $4,665, respectively.
Note: Data for Owings Mills was unavailable, so data for the nearest city, Baltimore, was used instead.
Seniors and other vulnerable residents of Owings Mills may qualify for health coverage via Maryland Medicaid. If the applicant is also eligible for a Medicaid waiver program, such as Community Options, the state will pay for most services received in licensed assisted living facilities. The Senior Assisted Living Subsidy is another state-funded program that helps people who can’t afford to pay the full cost of care.
Learn more about these programs on our Assisted Living in Maryland page.
| Contact | Description | |
| Baltimore County Department of Aging | (410) 887-2594 | As the designated Maryland Access Point for residents of Owings Mills, this agency is responsible for a wide range of helpful programs for seniors and people with disabilities. The MAP network helps residents by answering questions and giving professional and unbiased advice on long-term care, health care and other needs. Staff can also help by creating a personalized plan for seniors and assisting in the application process for benefits and programs at the federal and state level. |
| Reisterstown Senior Center | (410) 887-1143 | Seniors in Owings Mills can visit many nearby centers, including some in the nearby cities of Reisterstown and Pikesville. While seniors are welcome to stop by for fun and games, this network also provides a contact point with county agencies and nonprofits that help seniors. Most centers are open from around 8:30 a.m. to 4 p.m. There is an up-to-date directory of Baltimore County senior centers with contacts and opening hours published on the county website. |
| VA Baltimore Regional Office | (800) 827-1000 | This large office in nearby Baltimore connects local veterans to Maryland VA (MDVA) and federal programs and streamlines the application process as much as possible. As the main office for the wider region, Baltimore has highly trained staff and specialists who deal specifically with benefits at the VA and from other sources. Assisted living residents may be particularly interested in the Aid and Attendance program, which substantially increases any existing monthly VA payments and may help cover assisted living costs. |
| Maryland Senior Legal Helpline | (866) 635-2948 | Maryland Legal Aid is a nonprofit law firm that operates the Senior Legal Helpline and provides low-income residents with free legal representation in civil court. This may be helpful for anyone who has been denied coverage or access to certain services, such as Medicaid and Social Security (SSI and SSDI). It can also help with family and estate issues. MLA has a local office in Baltimore, and it also accepts applications for service via the website. |
| Baltimore City Retired Senior Volunteer Program | (410) 361-9400 | RSVP is a national volunteer organization with a presence nearby in Baltimore. Locals aged 55 and over can take part in volunteer opportunities that are intended to reflect their knowledge and experience, which can be a great opportunity to share valuable wisdom at nearby schools and elsewhere in the community. |
The Office of Health Care Quality is responsible for regulating Maryland’s assisted living facilities. These facilities help seniors with everyday tasks and provide access to caregivers and nurses, while some provide Alzheimer’s care and additional medical services. To learn more, view our Assisted Living in Maryland page.
