Assisted Living in Lowell, Massachusetts
Lowell, Massachusetts, is steeped in American history. This old mill town is known as the cradle of the Industrial Revolution, and many of the buildings of the era have been preserved and turned into the Lowell National Historical Park. As Lowell is part of the greater Boston metro area, seniors have access to an international airport, world-class health care, major sports stadiums including TD Garden and Fenway Park, and a large variety of shopping and dining destinations. The city’s cost of living is close to the national average. Retirement income and Social Security are tax-exempt in Massachusetts, which can make Lowell an attractive place for retirees on a budget to spend their golden years.
Many elderly Lowell residents choose to take up residence in one of the dozens of assisted living communities in the area. The average monthly cost of accommodations is $6,100.
Note: Data for Lowell was unavailable, so data for the nearest city, Boston, was used instead.
Paying for Assisted Living in Lowell, Massachusetts
The Cost of Assisted Living in Lowell
Lowell’s assisted living fees of $6,100 per month are slightly higher than the state average of $6,085, and $1,800 more than the national average of $4,300. Compared to those of other New England states, Massachusetts’ costs fall in the middle. New York ($4,800) and Rhode Island ($4,950) have considerably lower assisted living costs, while Connecticut ($6,300) and New Hampshire ($6,650) are a few hundred dollars more per month.
Lowell shares its assisted living average cost of $6,100 with Boston. That’s the second-highest average cost in the state; only Barnstable Town, at $6,338, is more expensive per month. Costs in Springfield ($5,750) and Worcester ($5,488) both come in at several hundred dollars less than those of Lowell. At $4,950 per month, New Bedford has one of the lowest average costs in the state for assisted living.
Lowell Assisted Living Financial Assistance
MassHealth, Massachusetts’ Medicaid program, administers the Group Adult Foster Care and the Supplemental Security Income Assisted Living Benefit program, which helps eligible seniors avoid premature nursing home placement. The program is open to seniors aged 60 and older who are financially eligible for Medicaid. It covers room and board in an assisted living home or for homemaker services and home health care.
For more information about this program and its eligibility requirements, visit our Assisted Living in Massachusetts page.
Lowell Assisted Living Resources
|Assisted Living Ombudsman||(617) 727-7750||The state’s ombudsmen advocate for the interests of Massachusetts residents, including those in assisted living facilities. Complaints filed by residents, or on behalf of residents, are investigated by trained representatives. Other services include answering questions and providing unbiased guidance for people seeking long-term care. Representatives of ombudsman offices also petition state and local governments for greater oversight and regulation of long-term care housing.|
|Central Massachusetts Agency on Aging||(508) 852-5539||The Central Massachusetts Agency on Aging provides several programs designed to address the needs of the elderly in the community, providing support to help them retain their independence and remain a vital part of their communities. Some programs address physical needs, such as meal preparation advice and health screenings, while others help with education, financial planning and technology. The CMAA also provides tips on how to avoid fraud and elder abuse, in addition to funding senior-related social programs in the area.|
|Boston Vet Center||(617) 424-0665||Military veterans receive support from representatives of the local Vet Center, including assistance in applying for benefits and obtaining pensions and health care. The Vet Center also helps surviving spouses access death benefits and holds group counseling sessions on topics such as PTSD, grief and loss.|
|Central Boston Elder Services||(617) 277-7416||CBES representatives offer seniors help with retirement budgeting and finding long-term care that suits their needs and financial status. The agency also assists seniors in getting free flu shots. Other CBES services provide help applying for food stamps and Medicaid.|
|Lowell Senior Center||(978) 674-1172||Seniors in the community can gather in the Lowell Senior Center for birthday and holiday celebrations and dances, weekday lunches or bridge tournaments. The facility schedules many different programs for seniors, including group exercise classes and hobby group meetings for everything from woodworking to gardening to crafting.|
|Greater Boston Legal Services||(617) 371-1234||GBLS attorneys provide free legal assistance and advice to seniors in the area who meet certain income guidelines. Cases can include elder abuse and neglect complaints, bankruptcy, divorce, fraud and other civil matters. The lawyers can also help seniors draft wills and power-of-attorney documents.|
Lowell Assisted Living Laws and Regulations
Lowell assisted living homes are licensed and regulated by the Executive Office of Elder Affairs, which ensures proper staff training and compliance with state standards. Regular inspections check the cleanliness of the facility and the health of residents.
Visit our Assisted Living in Massachusetts page to learn more about these regulations.