Germantown is part of the greater Memphis, Tennessee, metro area. This affluent suburb outside of the city center has violent and property crime rates that are much lower than the national average. Germantown seniors have ready access to all Memphis has to offer, from locally-owned barbecue joints to Graceland and the famous Beale Street music district. Area seniors also have access to world-class health care and a wide variety of shopping and entertainment destinations. The cost of living in Germantown is slightly higher than the national average; however, Tennessee doesn’t have a state income tax, which may make Germantown an attractive option for retires on a limited budget. Germantown has a pleasant climate, with warm, humid summers and mild winters.
Germantown seniors who are largely independent but would like assistance with basic activities of daily living are best served by an assisted living facility. These facilities provide seniors with the complementary care, entertainment and activities they need to thrive. The Genworth 2021 Cost of Care Survey shows that seniors in Germantown pay an estimated average of $4,200 for assisted living care, which is consistent with rates throughout Tennessee and a few hundred dollars below the national average.
In this guide, you’ll find more information on local assisted living costs and resources to help seniors understand their care options.
communities in Germantown, TN | 20 nearby communities
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Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Germantown
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Tennessee. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Germantown
Seniors in Germantown pay $4,200 per month for assisted living.
The Cost of Assisted Living in Germantown
In Germantown, assisted living facilities charge an average of $4,200 per month for care. This rate is just above the estimated statewide rate of $4,105 and just a few hundred dollars below the estimated national rate of $4,500.
The United States
Assisted living care costs in Jackson and Chattanooga are comparable to those of Germantown, with seniors in these cities paying an average monthly rate of $4,240 and $4,220, respectively. Cleveland has the highest recorded rate in Tennessee at an estimated $4,835 per month. At $3,823 per month, assisted living in Knoxville is considerably cheaper than most recorded rates. Assisted living facilities in Clarksville boast the lowest recorded monthly rates in all of Tennessee by far, with seniors paying an estimated $3,215 per month for care.
How to Get Financial Assistance for Assisted Living in Germantown
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
The long term care ombudsman organization investigates complaints filed by residents of long-term care communities. Other functions of this agency include lobbying for stricter regulations, inspections of assisted living communities and advocating for the interests of the elderly.
The county department of veterans affairs helps military veterans and their surviving spouses obtain benefits from the U.S. Department of Veterans Affairs, including mental health resources and health care. Surviving spouses may also receive assistance obtaining death benefits.
This organization advocates for the interests of seniors in Shelby County. Some of these services include helping seniors retain their independence through services designed to support their physical and mental needs. This agency also administers social programs to help reduce the isolation that many seniors experience. Support services for caregivers and respite care programs are also available.
The legal services agency provides free legal help for those who meet income guidelines. These services do not cover criminal matters but can cover civil actions. Other legal services include filing divorce or bankruptcy and drafting legal documents.
MATA is a trolley and fixed-route bus system servicing the greater Memphis area. Seniors are eligible for reduced fares. The MATA also offers a paratransit service, called MATAPlus service. This transportation is ADA-compliant, but individuals are required to apply before receiving transport services.
OUTMemphis is an LGBT organization for Memphis seniors. The organization plans activities for seniors, including coffee hours and group outings in the Memphis area.
Germantown Assisted Living Laws and Regulations
Assisted Living Facilities in the Germantown area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.