Assisted Living in Germantown, Tennessee
Germantown is part of the greater Memphis, Tennessee, metro area. This affluent suburb outside of the city center has violent and property crime rates that are much lower than the national average. Germantown seniors have ready access to all Memphis has to offer, from locally-owned barbecue joints to Graceland and the famous Beale Street music district. Area seniors also have access to world-class health care and a wide variety of shopping and entertainment destinations. The cost of living in Germantown is slightly higher than the national average; however, Tennessee doesn’t have a state income tax, which may make Germantown an attractive option for retires on a limited budget. Germantown has a pleasant climate, with warm, humid summers and mild winters.
Average assisted living fees in Germantown are $4,113 per month, although figures may vary according to the services each community offers.
Note: Data for Germantown was unavailable, so data for the nearest city, Memphis, was used instead.
Paying for Assisted Living in Germantown, Tennessee
The Cost of Assisted Living in Germantown
Assisted living in Germantown costs $4,113 per month, which is slightly higher than the statewide average of $3,900 and the national average of $4,051. Tennessee’s assisted living fees are higher than many of its neighbors, including Georgia ($3,335), Arkansas ($3,175) and Kentucky ($3,497). North Carolina is slightly higher, at $4,000 per month.
Compared to other Tennessee cities, Germantown is one of the more expensive communities for assisted living. Nashville is close, averaging $4,150 per month, while Knoxville ($3,625) and Chattanooga ($3,225) have assisted living fees much lower than Germantown. Cleveland, centrally located in the state, is the most expensive for assisted living at $4,420, while Clarksville and Morristown, in the northeast part of the state, are among the least expensive, at $3,323 and $3,400, respectively.
Germantown Assisted Living Financial Assistance
Seniors who are enrolled in TennCare, Tennessee’s Medicaid program, may be eligible for a waiver to cover the cost of room and board in an assisted living facility. The program, known as TennCare CHOICES in Long-Term Care Program (CHOICES), replaced the former program, the Elderly and Disabled Home and Community Based Services Waiver (E & D HCBS).
Learn more about these programs and the eligibility requirements on our Assisted Living in Tennessee page.
Germantown Assisted Living Resources
|Tennessee Office of the Long Term Care Ombudsman||(615) 741-2056||The long term care ombudsman organization investigates complaints filed by residents of long-term care communities. Other functions of this agency include lobbying for stricter regulations, inspections of assisted living communities and advocating for the interests of the elderly.|
|Shelby County Department of Veterans Affairs||(901) 222-2300||The county department of veterans affairs helps military veterans and their surviving spouses obtain benefits from the U.S. Department of Veterans Affairs, including mental health resources and health care. Surviving spouses may also receive assistance obtaining death benefits.|
|Aging Commission of the Mid-South||(901) 222-4111||This organization advocates for the interests of seniors in Shelby County. Some of these services include helping seniors retain their independence through services designed to support their physical and mental needs. This agency also administers social programs to help reduce the isolation that many seniors experience. Support services for caregivers and respite care programs are also available.|
|McWherter Senior Center||(901) 761-2462||McWherter Senior Center runs programs for seniors, such as holiday celebrations and weekday lunches. The center also hosts games and entertainment activities.|
|Memphis Area Legal Services||(901) 523-8822||The legal services agency provides free legal help for those who meet income guidelines. These services do not cover criminal matters but can cover civil actions. Other legal services include filing divorce or bankruptcy and drafting legal documents.|
|MATA Transit – Memphis Area Transit Authority|| ||MATA is a trolley and fixed-route bus system servicing the greater Memphis area. Seniors are eligible for reduced fares. The MATA also offers a paratransit service, called MATAPlus service. This transportation is ADA-compliant, but individuals are required to apply before receiving transport services.|
|The OUTMemphis Senior Services Committee||(901) 278-6422||OUTMemphis is an LGBT organization for Memphis seniors. The organization plans activities for seniors, including coffee hours and group outings in the Memphis area.|
Germantown Assisted Living Laws and Regulations
The Tennessee Department of Health Board For Licensing Health Care Facilities licenses and regulates assisted living communities. Regulations cover cleanliness and general livability, as well as the training and certification of staff members. Visit our Assisted Living in Tennessee page for more information about these laws.