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Elgin is a large city about 40 miles west of Chicago. It is situated mostly in Kane County, but Cook County claims a portion of the city. Elgin has a population of 114,797, and 12.2% of that total are seniors aged 65 and older. Its cost of living, which is seven points below the national average, makes the city a financially attractive option for seniors who need to watch their expenses. Health care costs are also four points below the national average. Elgin has a relatively pleasant climate with average levels of rain and snow and only several fewer days of sunshine than the national average. An hour’s drive away from Chicago, it offers many entertainment options, such as museums, sporting events, restaurants and parks.
The average monthly cost of assisted living in Elgin is $4,950 a month, according to the Genworth Cost of Care Survey 2020. This price can vary depending on the facility and available services.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
Elgin’s monthly average cost of $4,950 is more expensive than both the state and national averages; it is $375 more than the Illinois average of $4,575 and $650 more than the national average of $4,300. Regionally, Wisconsin’s average monthly cost is $175 less expensive than Illinois’. Iowa is about $500 less expensive than Illinois, while Missouri is $1,575 less expensive.
Bloomington is the only city in Illinois with a higher average assisted living cost than Elgin, at $4,968. Springfield, the state capital, costs $4,860 a month, and Kankakee averages $4,481 a month. Decatur, which averages $4,269 a month, is $681 less expensive than Elgin. Finally, Champagne has a monthly assisted living cost of $4,163, almost $790 a month cheaper than Elgin.
Note: Data for Elgin was unavailable, so data for the nearest city, Chicago, was used instead.
The Supportive Living Program (SLP) is a Medicaid waiver in Illinois that helps seniors pay for certain assisted living costs. These costs include personal care services such as activities of daily living, meals, exercise programs and medical supervision. It does not pay for room and board.
To learn more about financial assistance available for seniors in Elgin, visit our Assisted Living in Illinois state page.
| Contact | Description | |
| Senior Services Associates | (800) 339-3200 | A branch of the Area Agency on Aging, the organization helps seniors in many ways. It acts as a coordinator for services and programs for seniors in Kane County. It delivers home meals and offers congregate dining programs. The organization provides benefits programs that help pay for prescription drugs and health care, and it arranges rides to the doctor, to a store or for other errands. Senior Services Associates also suggests ways that seniors can stay engaged in their community. |
| Great Elgin Senior Center | (847) 741-0404 | The Great Elgin Senior Council provides a variety of services for seniors in Kane County. These include haircuts, Covid-19 vaccinations, blood sugar and blood pressure screenings and social activities such as bingo, exercise classes, prayer meetings, congregate lunches and Bible study. |
| Cook County Veterans Affairs | (312) 603-6423 | The Cook County Veterans Affairs branch works with the Illinois Department of Veterans Affairs to connect veterans to local, state and federal resources. This includes helping vets, their dependents or survivors with matters of education, employment, retirement and housing. This includes assisting senior veterans in the area to gain admission to one of the six veterans homes in Illinois that offer assisted living, memory care and skilled nursing care. |
| Senior Health Insurance Program (SHIP) | (800) 252-8966 | Illinois SHIP is a program designed to help seniors who are eligible for Medicaid navigate their way through their health care choices. The trained counselors at SHIP can provide free, unbiased and confidential guidance on programs like Medicare, Medicaid Advantage, Medigap and Long-Term Care Insurance. Counselors can also help seniors find programs that will assist with prescription drug costs and other medical costs. None of the counselors works for a health care company or will ever try to push a program on a senior. |
The Illinois Department of Public Health is responsible for maintaining rules and regulations about assisted living in Illinois. To learn more about the rules and regulations that govern assisted living in Illinois, visit our Assisted Living in Illinois state page.
