Assisted Living in Decatur, Alabama
Decatur is a prime retirement destination for seniors who are seeking an affordable midsize community with a distinctive Southern flair. Located on the Tennessee River’s Wheeler Lake, this up-and-coming city of 54,445 has a strong economy that continues to evolve.
Given the area’s mild winters and very low cost of living, it’s not surprising that senior citizens represent nearly 18% of the population. Local residents can enjoy a fun, culturally rich lifestyle. The city hosts the annual Alabama Jubilee, one of the oldest hot air balloon races in the South, and Decatur’s annual Riverfest includes a sanctioned barbecue cook-off that attracts visitors from far and wide.
This midsize city offers a variety of amenities for older adults. Seniors have access to several rec centers, the Decatur Morgan Hospital and nearly a dozen assisted living facilities. Responses from long-term care providers show that assisted living costs in Decatur are 18% lower than the national average.
Paying for Assisted Living in Decatur, Alabama
The Cost of Assisted Living in Decatur
The average cost of assisted living in Decatur is $3,513 per month according to Genworth Financial’s annual Cost of Care Survey. Although Decatur is moderately more expensive than the state median of $3,150, assisted living facilities in this area provide an excellent value when compared to the rest of the region. Average assisted living costs are similar in Georgia, slightly higher in Florida and Mississippi and $526 higher in Tennessee. Additionally, local rates are $787 lower than the U.S. median of $4,300.
Decatur is one of the state’s most expensive areas for assisted living after Montgomery. In the capital, seniors pay $212 more per month of care. However, other cities provide a more competitive value. In Auburn and Mobile, average rates are roughly $200 lower. Seniors in Birmingham and Tuscaloosa save more than $300 per month, and those in Huntsville and Florence save more than $500 per month.
Decatur Assisted Living Financial Assistance
Alabama Medicaid typically does not cover the cost of assisted living although Home- and Community-Based Services waivers are available for personal care, companion services and respite care. Seniors who are planning for the future may consider long-term care insurance, reverse mortgages and VA benefits as alternatives.
For more information about financial assistance programs, see our guide to Assisted Living in Alabama.
Decatur Assisted Living Resources
|North Central Alabama Regional Councils of Governments||(800) 243-5463||This government-sponsored economic development commission serves as the Aging and Disability Resource Center and Area Agency on Aging for residents in Morgan County. The agency provides information about long-term care and connects seniors and caregivers with a range of home- and community-based services. It sponsors health and wellness programs and supports nearly two dozen local senior centers.|
|Decatur Senior Activity Center||(256) 355-7275||Located on Memorial Drive, the Decatur Senior Center provides a variety of fun activities in a warm, welcoming environment. Seniors can meet friends for cards, mahjong, dominoes, line dancing or a game of pool. The center also offers nutritionally balanced meals and convenient take-and-bake casseroles that receive rave reviews from members.|
|Morgan County Commission on Aging||(256) 341-4980||The Commission on Aging operates several local activity centers and congregate meal sites, including the Turner-Surles Senior Center on Sycamore Street. These facilities offer low-cost meals and a variety of recreational opportunities, including fitness classes, games, crafts and bus trips. These centers are open to residents aged 60 or older and their spouses.|
|Alabama Department of Senior Services||(800) 143-5463||The Department of Senior Services works with a statewide network of Area Agencies on Aging to administer a variety of age-related benefits and services. It sponsors the State Health Insurance Assistance Program, which assists more than 37,000 Alabamans annually, and it helps residents save more than $30 million on prescriptions each year through SenioRx. Decatur residents can contact the department for more information about Medicaid waivers, respite care grants and legal services.|
|Morgan County Veterans Service Office||(256) 351-4636||Veterans who need help paying for assisted living or medical services can access state and federal benefits through the Alabama Department of Veterans Affairs. Staff members at the Morgan County office provide information about available programs and help local veterans complete applications and file appeals. Pensions, Aid & Attendance and long-term care benefits can help with the cost of assisted living, and many services are available to survivors and dependents.|
|Legal Services Alabama||(256) 536-9645||The Huntsville office of Legal Services Alabama assists Decatur seniors with a variety of noncriminal legal issues. This nonprofit handles civil cases with an emphasis on housing, public benefits, consumer rights and abuse intervention. It also offers educational resources, outreach events and taxpayer clinics. Although LSA primarily serves low-income families, grants are available for seniors and veterans.|
Decatur Assisted Living Laws and Regulations
Alabama Public Health’s Bureau of Health Provider Standards is responsible for licensing assisted living facilities and health care providers. The organization establishes rules to protect residents’ well-being and ensure that facilities meet uniform health and safety standards. To learn more about these requirements, see our guide to Assisted Living in Alabama.