Assisted Living in Clearwater, Florida
Clearwater, Florida, is idyllically situated between Tampa Bay and the Gulf of Mexico. Located just 23 miles from Tampa, the city is a popular retirement destination where about 22% of the 117,000 residents are aged 65 and older. The community’s pleasant year-round weather and easy access to miles of sugar-sand beaches make it ideal for sunbathing, swimming, boating and all sorts of water sports. Clearwater also offers budget-stretching benefits for retirees, including an affordable cost of living and no state income tax. The city’s walkable Cleveland Street District features plenty of dining and shopping options and hosts a variety of festivals, exhibits and concerts throughout the year.
The Clearwater area has 53 assisted living communities, giving retirees a wide choice in accommodations, amenities and services. Assisted living care costs $3,250 per month, according to Genworth Financial’s 2019 Cost of Care Survey. Seniors can expect costs to vary depending on their choice of facility.
Note: Data for Clearwater was unavailable, so cost data for the nearest city, Tampa, was used instead.
Paying for Assisted Living in Clearwater, Florida
The Cost of Assisted Living in Clearwater
Assisted living costs an average of $3,250 a month in Clearwater. This represents savings of $250 compared to the Florida average of $3,500 and about $800 over the U.S. median of $4,051. Seniors in Alabama pay the same monthly amount as their peers in Clearwater, while those in Georgia pay just $100 more. The average cost is on par with the Florida average of $3,500 in South Carolina and $400 more in Tennessee.
The monthly rates for assisted living vary in cities across Florida. Seniors in The Villages pay the highest rate at $5,375, while their peers in Sebring pay the lowest at $2,836. The $3,250 cost in Clearwater is the second-lowest average among communities on the Gulf Coast — Punta Gorda has the lowest at $3,000, and Homosassa Springs is only slightly higher at $3,395 per month. Costs are significantly higher in Naples and Panama City, where the averages are $4,195 and $4,600, respectively.
Assisted Living Financial Assistance
Seniors in Clearwater with limited financial means may qualify for help paying for assisted living care through the Statewide Medicaid Managed Care Long-term Care Program. To qualify, residents must be aged 65 and older, assessed as needing a nursing home level of care and have income and assets within the program’s established limits.
To learn more about this program and how to apply, visit our Assisted Living in Florida page.
Clearwater Assisted Living Resources
|Clearwater Office on Aging||(727) 724-3070||The Clearwater Office on Aging provides older city residents with access to local aging-related resources to help them maintain a high quality of life. The OOA also offers a wide range of programs through the Aging Well Center, located within the Long Center, and other sites throughout the city. Offerings include educational classes and workshops, health and wellness programs and social and recreational activities.|
|Neighborly Transportation||(727) 573-9444||The Neighborly nonprofit agency offers no-cost transportation services to eligible Clearwater seniors aged 60 and older. The agency provides door-to-door transportation on wheelchair-accessible buses staffed by drivers trained in elder care and CPR. Rides can be scheduled for a variety of purposes, including medical appointments, grocery shopping and social outings.|
| Area Agency on Aging of Pasco–Pinellas ||(800) 963-5337||The Area Agency on Aging of Pasco-Pinellas administers a range of programs to help older residents stay engaged and independent. The AAA is also the designated Aging and Disability Resource Center for Pinellas and Pasco counties, and it operates the local Senior Helpline. With one phone call to the helpline, Clearwater seniors can access long-term care and Medicare counseling, as well as information about and assistance applying for state and federal programs to help cover the cost of assisted living. The helpline is operated by bilingual staff on weekdays from 8:00 a.m. to 5:00 p.m.|
|Pinellas County Veteran Services ||(727) 464-8460||Senior veterans and their dependents can get help accessing available state and federal benefits through the Pinellas County Veteran Services program. Staff at the local office in Clearwater can help vets obtain their service records, apply for VA medical coverage and file for disability compensation, pensions and VA Aid and Attendance and Housebound Allowance pension top-up benefits.|
|Florida Long-Term Care Ombudsman Program||(727) 588-6912||Volunteers with the Long-Term Care Ombudsman Program work to protect the well-being and rights of residents in Clearwater’s assisted living facilities. These trained volunteers can investigate complaints regarding deficiencies in living conditions and care and act as intermediaries between residents and facility staff to get complaints resolved.|
|Senior Legal Helpline ||(888) 895-7873||The Florida Department of Elder Affairs partners with Bay Area Legal Services of Tampa to provide Clearwater residents with access to no-cost legal advice through the Senior Legal Helpline. Trained staff operate the helpline on weekdays, and if more assistance is required, referrals can be made for local pro bono representation.|
|Florida Department of Elder Affairs SHINE Program||(800) 963-5337||The Florida DOEA trains volunteers to provide seniors with unbiased Medicare counseling through the SHINE program. Volunteers can answer questions regarding Medicare coverage and eligibility and provide guidance on the enrollment process. Seniors can also receive assistance accessing available programs to help cover or reduce their Medicare premiums and prescription drug costs. These free SHINE services are available by phone or in person at four designated counseling sites in Clearwater.|
Assisted Living Laws and Regulations
Assisted living facilities in Clearwater are licensed and inspected by the Florida Bureau of Health Facility Regulation to ensure compliance with state rules and regulations governing all aspects of their operation. To learn more about the laws and regulatory guidelines, visit our Assisted Living in Florida page.