Home to the Urbana-Champaign branch of the University of Illinois, Champaign is a small city whose senior residents make up 9.7% of the population. Although the winters here are cold, retiring in an Illinois college town has its perks. In addition to clean air and a fairly walkable environment, The Prairie State offers seniors significant savings by allowing them to keep their Social Security benefits, pensions or other retirement earnings tax-free. Champaign also has many attractions, including The Virginia Theater and the Krannert Art Museum. Add to that the low cost of living, and Champaign can be considered a viable retirement option.
Older adults who can actively perform their routine functions but require some assistance with their activities of daily living can opt for assisted living care. Assisted living facilities offer the best of both worlds for seniors by providing care and support when needed while retaining their maximum freedom. According to the Genworth 2021 Cost of Care Survey, the average cost of assisted living services in Champaign is $4,750 per month, which is a bit higher than the state and national average.
This guide provides more information about monthly care costs and helps seniors compare the available care options.
communities in Champaign, IL | 8 nearby communities
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Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Champaign
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Illinois. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Champaign
The average cost of assisted living in Champaign is $4,750 per month.
The Cost of Assisted Living in Champaign
Seniors in Champaign pay around $4,750 monthly for assisted living services, which is moderately higher than both the state average of $4,488 and the national rate of $4,500.
The United States
Champaign has affordable senior care options as compared to Rockford and Bloomington, where seniors pay $5,250 and $5,160 per month for assisted living care. Areas to the west of Champaign, like Decatur and Peoria, have lower assisted costs priced at $4,382 and $4,131. Northern cities like the Chicago Area have similar monthly medians at $4,825. The lowest assisted living rates in the state are in the Carbondale Area, where the monthly average is over $1,200 less than in the Champaign area.
How to Get Financial Assistance for Assisted Living in Champaign
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
The local branch of the East Central Illinois Area Agency on Aging, CRIS Health-Aging Center offers a variety of programs and services for local seniors and their loved ones. In addition to a Caregiver Advisory Program to support caregivers and the Bridge Care Transition Program, which helps improve the care transition process, CRIS HAC provides free options counseling. Seniors who meet income eligibility requirements are also eligible to participate in the CRIS Money Management program, a financial management course specifically targeted to the senior population.
Created through the state and funded by Champaign County, the Veteran’s Assistance Commission’s mission is to provide temporary financial assistance to veterans and their dependents. This assistance can be used to help cover the cost of mortgage or rent payments as well as food and other essential items. The VAC also actively seeks to identify nonfinancial needs that veterans and their dependents may have.
Located in nearby Danville, the VA Illiana Health Care System provides a complete spectrum of care, including primary, inpatient and ambulatory services. Seniors can receive mental health, substance abuse and specialty care. Programs such as MOVE Weight Management and the Women’s Veteran Program ensure seniors receive personalized care.
Founded in 1911, Family Service of Champaign County offers a number of programs and services for seniors. The Senior Resource Center is a hub for obtaining information about available services and benefits, and the Retired and Senior Volunteer Program offers rich and rewarding ways for seniors to engage and give back to their community. FSCC also provides local transportation, free of charge, to medical appointments, shopping trips and other destinations.
Implemented by the Champaign County Regional Planning Commission, Senior Services connects seniors to local programs through referral services and case management. In addition to a comprehensive, printable senior resource guide, Senior Services provides information over the phone for anyone aged 60 or older.
Champaign Assisted Living Laws and Regulations
Assisted Living Facilities in the Champaign area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.