Wafting Gulf breezes, swaying palm trees and access to endless sparkling beaches give Cape Coral a tropical flair that’s attractive to retirees, who make up almost a quarter of the city’s 195,000 residents. Seniors who enjoy the outdoors will feel right at home in Cape Coral, with its annual average of 265 sunny days, warm year-round weather, plentiful golf courses and expansive green spaces, including beachfront Yacht Club Community Park, with its popular 600-foot-long fishing pier.
Assisted living is a form of senior residential care that is available to seniors who may need support with some of their daily living activities but are generally still healthy and independent. This care cost average can vary greatly depending on the area you’re in. According to the Genworth 2021 Cost of Care Survey, the average cost for assisted living care in Cape Coral is $4,334 per month, $166 less than the national average of $4,500.
In this guide, we’ll discuss assisted living care, the costs involved and the ways to finance it.
communities in Cape Coral, FL | 17 nearby communities
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Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
COVID-19 Rules and Restrictions for Assisted Living in Cape Coral
COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Florida. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.
Paying For Assisted Living in Cape Coral
Cape Coral seniors pay an average cost of $4,334 per month.
The Cost of Assisted Living in Cape Coral
Assisted living care in Cape Coral comes at an average monthly cost of $4,334. This is $334 more than Florida’s average of $4,000 but well below the national average of $4,500.
The United States
When compared to seven other cities in Florida, the average cost of assisted living care in Cape Coral ($4,334) is somewhere in the middle, with the two extremes being Naples ($5,300) and Tampa ($3,350). Considering Cape Coral’s average, those to the north near the border of Georgia, Jacksonville and Tallahassee, only pay about $325 more per month. To the far south in Miami, seniors pay nearly the same fee, at $51 more than Cape Coral.
Port St. Lucie
How to Get Financial Assistance for Assisted Living in Cape Coral
More Ways to Pay for Assisted Living
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Life Insurance Policy
Long-Term Care Insurance
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Florida.
The local Parks and Recreation Department operates the Lake Kennedy center to help city residents aged 50 and older enjoy a high quality of life. The center hosts art, dance and exercise classes, organizes music and theater productions, plans fun group outings and holds special social events in the on-site ballroom. During their afternoons at the center, seniors can also access vital health screenings, take a safe driving course and enjoy a hot meal with friends. Most activities are free, but a nominal annual membership fee offers some additional Parks and Recreation perks.
Lee County’s transit provider, LeeTran, offers a Passport Service for Cape Coral residents aged 60 and older who have difficulty traveling on fixed-route buses. This ADA-compliant service provides door-to-door rides within 3/4 of a mile of the company’s fixed routes during its regular operating hours. Seniors who apply and are approved must book rides one day in advance.
The Area Agency on Aging for Southwest Florida plans and administers a variety of programs and services to help Cape Coral seniors maintain their independence and quality of life. The agency operates the area’s Aging and Disability Resource Center and the Elder Helpline to provide individualized counseling about available benefits and long-term care options, as well as information about and referrals to county, state and federal resources.
Senior veterans, their spouses and survivors can contact the Lee County Veteran Services office for help accessing service-related benefits. The Veterans Service Officers on staff can assist seniors with filing applications for VA disability benefits, pensions and pension top-up programs, such as Aid and Attendance benefits.
Trained volunteers with the LTCOP provide education, support and advocacy to residents of Cape Coral assisted living facilities. Ombudsmen visit area facilities on a regular basis to monitor conditions and educate seniors and their families about residents’ rights. When a complaint is filed, volunteers can investigate the problem and advocate for the resident to get the issue resolved.
Cape Coral residents aged 60 and older can access free advice on a variety of civil legal matters through the Senior Legal Helpline. Eligible seniors who need additional assistance can be referred to a local attorney who can provide pro bono representation.
The RSVP program offers opportunities for Cape Coral residents aged 55 and older to give back to the community through volunteering. The program partners with a variety of organizations throughout Lee County, giving seniors a choice of volunteer positions and settings. Volunteer training and supplemental liability and accident insurance are provided.
Cape Coral Assisted Living Laws and Regulations
Assisted Living Facilities in the Cape Coral area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.