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Assisted Living in Owensboro, KY

Owensboro, the cultural hub of Kentucky, is located along the Ohio River in Daviess County. This small community is a relatively safe and affordable retirement option with an overall cost of living that’s nearly 20% below the national norm. According to the U.S. Census Bureau, 18.5% of the city’s 60,011 residents are older adults aged 65+.

Assisted living is a form of senior care where older adults live and receive assistance with day-to-day tasks in a community setting. Residents live among peers and receive a level of care that’s tailored to their individual needs. Many facilities offer additional amenities, such as recreational programs, beauty salons and computer rooms. Senior residents are able to maintain as much of their independence as possible and are usually encouraged to decorate their living quarters with personal items. Owensboro is the most cost-effective region in Kentucky for this type of care with an average cost of $3,088 per month.

This guide provides a cost comparison for assisted living in Owensboro with other areas in the state. It also lists a number of resources for seniors who are assisted living residents and those who are considering moving into a facility.

5 Assisted Living communities in Owensboro, KY | 0 nearby communities

Need help with your search? Call 800-304-7152 now to speak with a free local senior housing advisor. Call now to speak with a free local senior housing advisor.

1. Wellington Parc of Owensboro

2885 NEW HARTFORD RD, Owensboro, KY, 42303

Assisted Living

Call for Pricing (866) 882-3746

View Details

2. Carmel Home

2501 OLD HARTFORD RD., Owensboro, KY, 42303

Assisted Living

Call for Pricing (855) 430-2394

View Details

3. Cedarhurst of Owensboro

1900 Pleasant Valley Road, Owensboro, KY, 42303

Assisted Living, Assistive Living, Respite Care-Short Term Stay, Supportive living

Call for Pricing (866) 956-0235

View Details

4. Davco Rest Home

2526 W 10th St, Owensboro, KY, 42301

Assisted Living

Call for Pricing (866) 975-4278

View Details

5. Fern Terrace of Owensboro

45 Woodford Ave, Owensboro, KY, 42301

Assisted Living

Call for Pricing (866) 981-1799

View Details

What is Assisted Living?

Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >

COVID-19 Rules and Restrictions for Assisted Living in Owensboro

COVID-19 restrictions and rules for Assisted Living Facilities are typically set by the state – to see the rules in your state, you can read our guide to Assisted Living in Kentucky. Keep in mind that there may be other policies that communities put in place to protect their residents, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more – find contact information here.

Paying For Assisted Living in Owensboro

The average assisted living resident in Owensboro pays $3,088 per month for their care and accommodation.

The Cost of Assisted Living in Owensboro

Costs for assisted living in Owensboro are below the state average by $360 and substantially below the national median of $4,500.

$3088

Owensboro

$3448

Kentucky

$4500

The United States

Owensboro is the most affordable city in Kentucky if you’re seeking care in an assisted living community. Rates in Elizabethtown are in a similar price bracket but $137 higher. Prices in Louisville ($3,500) are around the expected state average, which is a few hundred dollars more than in Owensboro. Lexington’s rates are the highest in the state for this type of care and are nearly $1,500 above Owensboro. Less than 40 miles across state lines in Evansville, Indiana, assisted living facilities charge $4,389 each month, significantly more than in Owensboro.

$3088

Owensboro

$3500

Bowling Green

$3225

Elizabethtown

$3500

Louisville

$4568

Lexington

$4389

Evansville, IN

How to Get Financial Assistance for Assisted Living in Owensboro

More ways to pay for assisted living in Kentucky

More Ways to Pay for Assisted Living

Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Kentucky.

Owensboro Assisted Living Resources

ResourceContactService
Senior Community Center of Owensboro-Daviess County(270) 687-4640
Owensboro seniors can spend quality time connecting with other older adults at the Senior Community Center. The center puts together fun activities like line dancing, chair yoga and bingo. Seniors can also get advice and help applying for the benefits they are entitled to.
GRADD Aging and Disability Resource Center (800) 928-9094
This is the ADRC serving Owensboro and surrounding areas. You can get in touch with GRADD for advice on local programs and financial assistance benefits. The ADRC can help older adults apply for aging services and connect them with other local agencies.
State Health Insurance Assistance Program(800) 928-9094
This is a national program provided regionally by the Green River Area Development District. Seniors can discuss their health insurance options with trained counselors and explore topics related to Medicare, long-term care insurance and Medigap. SHIP counselors can help seniors make informed choices about their medical coverage.
Green River District Ombudsman(270) 926-4433
The Long-Term Care Ombudsman is an independent advocacy program that protects the rights of assisted living residents. Volunteers with the district visit older residents in their facilities, log complaints and mediate conflicts.
CrossRoads RSVP Senior Volunteer Program(270) 852-6557
Older adults aged 55+ can use their lifetime of experience to enrich the lives of others in their communities. RSVP is the largest volunteer program for older adults in the country. Volunteers can choose their hours and benefit from supplemental insurance.
Kentucky Department of Veterans Affairs(502) 564-9203
The Kentucky Department of Veterans Affairs serves former members of the U.S. military. Senior veterans can contact the department for assistance in finding and applying for benefits and compensation programs that they’re eligible for.
Kentucky Legal Aid(270) 683-4585
This nonprofit can offer free legal services to seniors in Owensboro. Kentucky Legal Aid only takes on civil law cases, not criminal matters. Seniors can get assistance in areas such as financial issues, health insurance and public benefits.

Owensboro Assisted Living Laws and Regulations

Assisted Living Facilities in the Owensboro area are required to follow a set of rules and regulations that are determined at the state level. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.

Laws and regulations for assisted living in Kentucky