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Ashland is situated at the southern bank of the Ohio River and is recognized as a health care hub for the northeastern region of Kentucky. It has approximately 22,000 residents, nearly one in five of whom are aged 65 and over. A generally comfortable climate and a low cost of living make it a prime option for retirees, and residents enjoy access to premium health care facilities and medical specialists. One hospital is located within the city proper, King’s Daughters Medical Center, and a dozen more facilities are located within a 30-mile radius.
The Ashland region is also home to numerous assisted living facilities where older adults obtain housing, personal care and social and recreational programming. Monthly rates vary depending on amenities, but on average, residents pay $3,775 per month for services.
Hundreds of thousands of American seniors utilize assisted living, a figure that is only growing. For these seniors, assisted living combines residential housing,assistance in daily activities, and some healthcare. These communities also strive to provide an atmosphere that is comfortable and engaging for their residents… Read More >
Assisted living residents in Ashland pay $3,775 per month for services, which is less than $100 higher than the state median of $3,699 and several hundred dollars lower than the national figure of $4,300. Local rates are also affordable compared to average fees in nearby states. In Ohio and Indiana, monthly assisted living rates are comparable to the national rate at $4,350 and $4,382, respectively. In Tennessee and West Virginia, rates are competitive but still higher than Ashland’s median at $4,039 and $4,000.
Assisted living rates in Ashland are moderate compared to the rest of the state. In Bowling Green and the Elizabethtown area, rates are lower at $3,550 monthly. The Lexington area has higher assisted living fees of $4,400, and in the Louisville region, rates are among the highest in the state at $4,557.
Note: Data for Ashland was unavailable, so data for the nearest city, Huntington Area, WV, was used instead.
The Home and Community Based Services Waiver Program pays for assisted living services for qualified seniors in Ashland. Covered services are based on the individual’s needs and may include case management, respite services and adult day services. To qualify, individuals must be at least 65 years old, meet Medicaid’s financial requirements and require nursing home level care.
To learn more about this program or other alternatives to paying for assisted living in Ashland, see our Assisted Living in Kentucky page.
| Contact | Description | |
| Ashland Senior Center | (606) 324-7323 | The Ashland Senior Center is a nonprofit organization that hosts an array of social and recreational programs for older adults in the community. The center is open on weekdays from 8:30 a.m. to 3:30 p.m. and has in-person and virtual age-friendly fitness, art and dance classes, over-the-phone technology assistance and online support groups. The center also hosts options counselors throughout the year. |
| FIVCO Area Development District | (606) 929-1366 | The FIVCO Area Development District is the Area Agency on Aging for the Ashland region. This nonprofit organization serves older adults through a range of services such as nutrition services, transportation and information and referrals. It houses the region’s Aging and Disability Resource Center, which provides seniors with information on long-term care, community-based services and public assistance programs. |
| Kentucky Department of Veterans Affairs District 17 | (859) 432-6121 | The local Veterans Affairs office provides information and assistance to older veterans and their dependents or survivors, helping them identify eligibility and apply for programs that may help cover assisted living expenses. Benefits counselors provide in-person and over-the-phone help with accessing pension programs, disability compensation and Aid and Attendance, as well as assisting with denied claims or overpayment. |
| Kentucky Legal Aid | (270) 782-1924 | Kentucky Legal Aid is a statewide nonprofit organization that offers free civil legal services to income-qualifying individuals and those aged 60 and over. Through the local office, seniors can get help with obtaining public benefits such as Supplemental Security Income and Medicaid. The office can also help seniors review and understand assisted living facility contracts and handle consumer issues. |
| Kentucky Long-Term Care Ombudsman Program | (606) 329-1321, ext. 2323 | The long-term care ombudsman visits assisted living facilities in Ashland to ensure compliance with state-mandated guidelines, including regulations related to residents’ rights. Seniors can talk to the ombudsman about concerns regarding quality and scope of care, interpersonal issues, billing errors and living conditions. The ombudsman also investigates reports of abuse or neglect and ensures proper authorities are involved. |
| Kentucky State Health Insurance Assistance Program | (877) 293-7447, Option 2 | The statewide health insurance information program provides free, unbiased Medicare counseling services for seniors. It has trained advisors who help older adults understand their Original Medicare, Medicare Advantage and Medigap coverage and compare long-term care insurance policies. Counselors can also help seniors determine whether they may qualify for Medicaid to cover assisted living. |
Assisted living facilities in Ashland comply with regulations set by the Kentucky Department for Aging and Independent Living. This department enforces regulations regarding care planning, capacity limits and staffing. It also publishes information on residents’ rights, admission and discharge procedures and assisted living services.
For details on assisted living licensing standards in Ashland, see our Assisted Living in Kentucky page.
