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Assisted Living Costs

The average monthly fees for assisted living in 2009 were $3,131, and $37,572 annually.

In general, assisted living costs are at a national average monthly fee of $3,131. Costs can increase for residents receiving care for Alzheimer’s to about $4,267 per month.

Factors of Assisted Living Pricing

Assisted living costs depend on many factors, including the cost of living in the area, services and amenities provided. In addition, square footage and the floor plan of the unit have major effects on the monthly costs. Floor plans may be private or shared, and may include or share kitchenettes and bathrooms.

In addition, there may be additional fees such as move-in fees, yearly community fees, or additional support outside of your care-level. Utilities, phone and cable may also be out-of-pocket costs in some communities. Consider these when looking at the cost of a particular facility.

Although the assisted living costs of may sound high, they are actually comparable to the costs of living at home, especially when you consider the costs of in-home care and home maintenance. Assisted living facilities often provide three meals a day, transportation, healthcare services, housekeeping, laundry and entertainment as part of the monthly fee.

Each community is different so make sure to ask how the community you are considering divides the costs.

State Policy and Average Costs for Assisted Living

See chart below for state averages for assisted living costs, and policies by state.

State
Average Monthly Fee
Rates Include Room & Board
Caps Room & Board Rates
Allows Family Supplementation
May Provide SSI Supplement
Medicaid Plans Accepted
Alabama
$2,409
-
-
-
-
-
Alaska
$4,315
N
N
Y
Y
Waiver
Arizona
$2,942
Y
Y
Y
N
Waiver
Arkansas
$2,194
N
-
-
N
Waiver, State Plan
California
$3,085
N
Y
N
Y
Waiver
Colorado
$2,872
N
Y
Y
N
Waiver
Connecticut
$4,591
N
-
Y
N
Waiver
Delaware
$4,839
N
Y
Y
Y
Waiver, State Plan
District of Columbia
$4,761
N
Y
Y
Y
Waiver
Florida
$2,768
N
N
Y
Y
Waiver, State Plan
Georgia
$2,818
N
Y
Y
N
Waiver
Hawaii
$4,575
N
Y
N
Y
Waiver
Idaho
$2,624
N
N
-
N
Waiver, State Plan
Illinois
$3,250
N
Y
N
N
Waiver
Indiana
$2,717
N
Y
-
N
Waiver
Iowa
$2,756
N
N
-
N
Waiver
Kansas
$2,807
N
-
Y
N
Waiver
Kentucky
$2,700
-
-
-
-
-
Louisiana
$2,568
-
-
-
N
-
Maine
$4,365
N
Y
Y
Y
State plan
Maryland
$3,873
N
Y
N
Y
Waiver
Massachusetts
$4,259
N
N
-
Y
State plan
Michigan
$2,816
N
N
N
Y
State plan
Minnesota
$2,664
N
N
Y
Y
Waiver
Mississippi
$2,525
N
-
-
N
Waiver, State Plan
Missouri
$3,034
N
N
Y
Y
Waiver
Montana
$2,701
N
Y
N
Y
Waiver
Nebraska
$2,655
Y
Y
N
N
Waiver
Nevada
$2,991
N
N
Y
Y
Waiver
New Hampshire
$4,347
Y
N
Y
Y
Waiver
New Jersey
$4,212
N
Y
Y
Y
Waiver
New Mexico
$2,667
N
N
Y
N
Waiver
New York
$3,741
N
N
N
Y
State plan
North Carolina
$3,224
N
N
Y
Y
-
North Dakota
$2,041
N
Y
Y
N
Waiver
Ohio
$3,031
N
Y
N
N
Waiver
Oklahoma
$2,503
N
Y
Y
Y
-
Oregon
$2,904
N
Y
N
N
Waiver
Pennsylvania
$2,986
-
-
-
-
-
Rhode Island
$3,157
Y
N
Y
Y
Waiver
South Carolina
$2,797
N
Y
N
Y
State plan
South Dakota
$2,309
N
-
N
N
Waiver
Tennessee
$2,840
N
Y
Y
N
Waiver
Texas
$2,991
N
Y
N
N
Waiver
Utah
$2,698
N
N
Y
N
Waiver
Vermont
$4,167
N
Y
N
Y
Waiver, State Plan
Virginia
$3,768
N
-
-
Y
Waiver
Washington
$2,870
Y
Y
Y
N
Waiver, State Plan
West Virginia
$3,073
-
-
-
-
General revenue
Wisconsin
$3,261
N
N
Y
Y
Waiver
Wyoming
$3,039
N
N
Y
N
Waiver

Learn more about your state’s assisted living Medicare benefits at longtermcare.gov

Sources:

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