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Cough It Up!
gMoney.com helps groups of people manage shared expenses. (Redherring)

Top Ten Reasons why Roommates and Bills Don't Mix
1. Asking for money is totally awkward.
2. Finding out who made that long distance phone call is impossible.
3. I'm used to my credit card; writing checks is a major pain.
4. Adding everything up by hand never actually adds up right!
5. Life is way too hectic to remember.
6. When I reimburse someone, I never know what I'm actually paying for.
7. It's annoying keeping track every time I pay for something for the house.
8. Calculating every last household item is tedious.
9. Getting everyone home at the same time to discuss bills is hopeless.
10. The post-its, receipts, and scribbled notes scattered around the house are a big mess.

Anytime you and your roommates spend money together, gMoney calculates who owes whom and let's you pay and withdraw online.